International money transfers

Join over 16 million people who choose Wise for fast and secure online money transfers. Save up to 7x when sending money abroad

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  • 20.94 EUR
  • =
    1,979.06 EURTotal amount we’ll convert
  • ×
    1.04730

Find out how much it costs to send money abroad

Sending 2,000.00 EUR withRecipient gets(Total after fees)Transfer feeExchange rate(1 EUR USD)
WiseCheapest2,082.42 USDSave up to 84.98 USD11.63 EUR1.04730Mid-market rate
OFX2,072.29 USD- 10.13 USD0.00 EUR1.03615
Xe2,061.26 USD- 21.16 USD0.00 EUR1.03063
ING2,061.23 USD- 21.19 USD15.00 EUR1.03840
Rabobank2,058.98 USD- 23.44 USD16.00 EUR1.03779
Monese2,053.49 USD- 28.93 USD40.00 EUR1.04770Mid-market rate
Xoom2,049.78 USD- 32.64 USD0.00 EUR1.02489
Western Union2,048.27 USD- 34.15 USD0.90 EUR1.02459
WorldRemit2,047.16 USD- 35.26 USD1.99 EUR1.02460
Moneygram2,042.90 USD- 39.52 USD22.49 EUR1.03307
LaCaixa2,009.88 USD- 72.54 USD36.00 EUR1.02336
Sabadell1,997.44 USD- 84.98 USD37.50 EUR1.01780

How much does it cost to transfer EUR to USD?

Pay a small, flat fee and percentage

To send money in EUR to USD, you pay a small, flat fee of 0.50 EUR + 0.56% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fixed fee
0.50 EUR
Variable feeup to 115,407 EUR/month
0.56%
Variable feemore than 115,407 EUR/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

EUR
USD

Should arrive

by Tuesday

How to send money from EUR to USD

Best ways to send money internationally

  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • SOFORT

    When you send money from some Eurozone countries, you’ll have the option to pay for your transfer with SOFORT. SOFORT is easy to use, as you can make the payment directly in our app. It’s available in Austria, Belgium, Germany, Italy, the Netherlands, Spain, and Switzerland.

Protecting you and your money

    Safeguarded with leading banks

    We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

    Audited regularly

    We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

    Extra-secure transactions

    We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

    Data protection

    We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

    Dedicated anti-fraud team

    We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Send money abroad with the most international app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

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It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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