Wise keeps your money safe. Learn how

International money transfers

Join over 15 million people who choose Wise for fast and secure online money transfers. Save up to 7x when sending money abroad

Over 15 million customers
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KLFB regulated
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  • 0 JPY
  • 163 JPYOur fee
  • 163 JPYTotal fees

  • =
    9,837 JPYTotal amount we’ll convert
  • ÷
    132.765

Find out how much it costs to send money abroad

Sending 10,000 JPY withRecipient gets(Total after fees)Transfer feeExchange rate(1 USD JPY)
WiseCheapest74.09 USDSave up to 44.29 USD163 JPY132.765Mid-market rate
Western Union73.72 USD- 0.37 USD200 JPY132.933
PayPal68.69 USD- 5.40 USD499 JPY138.327
Rakuten61.57 USD- 12.52 USD1,750 JPY133.985
PRESTIA48.59 USD- 25.50 USD3,500 JPY133.770
MUFG Bank29.80 USD- 44.29 USD6,000 JPY134.211

How much does it cost to transfer JPY to USD?

Pay a small, flat fee and percentage

To send money in JPY to USD, you pay a small, flat fee of 89 JPY + 0.75% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fixed fee
89 JPY
Variable feeup to 16,392,500 JPY/month
0.75%
Variable feemore than 16,392,500 JPY/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

JPY
USD

Should arrive

by Monday, April 3

How to send money from JPY to USD

Best ways to send money internationally

Protecting you and your money

    Safeguarded with leading banks

    We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

    Regulated by the KLFB in Japan as Type 2 Fund Transfer Business licensee

    We’re regulated by authorities around the world. This includes the FCA in the UK and FinCEN in the US.

    Audited regularly

    We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

    Extra-secure transactions

    We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

    Data protection

    We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

    Dedicated anti-fraud team

    We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Trustpilot score 4.4 out of 5, from 187,017 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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