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Send money to South Africa

Fast, low-cost, and secure online money transfers from Ireland to South Africa.

Over 12.8 million customers
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FCA regulated
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 Rate guaranteed (36h)
  • Bank transfer fee

    0 EUR

  • Our fee

    14.65 EUR


Total included fees (1.47%)

14.65 EUR

  • You could save up to 42.50 EUR

Should arrive by Friday

Save when you send money to South Africa

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 EUR withRecipient gets(Total after fees)
Wise
18,824.32 ZAR
Transfer fee
14.65 EUR
Exchange rate(1 EUR ZAR)
19.1042
Exchange rate markup
0 EUR

Cost of transfer
14.65 EUR

BNP Paribas
18,796.76 ZAR- 27.56 ZAR
Transfer fee
15 EUR
Exchange rate(1 EUR ZAR)
19.0830
Exchange rate markup
1.11 EUR

Cost of transfer
16.11 EUR

Commerzbank
18,270.27 ZAR- 554.05 ZAR
Transfer fee
32.50 EUR
Exchange rate(1 EUR ZAR)
18.8840
Exchange rate markup
11.53 EUR

Cost of transfer
44.03 EUR

B Sabadell
18,094.95 ZAR- 729.37 ZAR
Transfer fee
22 EUR
Exchange rate(1 EUR ZAR)
18.5020
Exchange rate markup
31.52 EUR

Cost of transfer
53.52 EUR

Deutsche Bank
18,012.34 ZAR- 811.98 ZAR
Transfer fee
41.55 EUR
Exchange rate(1 EUR ZAR)
18.7932
Exchange rate markup
16.28 EUR

Cost of transfer
57.83 EUR

globe

How to send money to South Africa in 3 easy steps

Larger transfers. Lower fees. Premium support.

Pay less when you send over 20,000 GBP or equivalent — fees from 0.1%. Plus get dedicated support from our expert team

How to send money to South Africa from Ireland

How to send money to South Africa from Ireland

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, Swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to South Africa?

Pay a small, flat fee and percentage

To send money in EUR to South Africa, you pay a small, flat fee of 7.74 EUR + 0.7% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
7.74 EUR
Variable feeup to 24,156.40 EUR/month
0.7%
Variable feemore than 24,156.40 EUR/month

How long will a money transfer to South Africa take?

A money transfer from Ireland (EUR) to South Africa (ZAR) should arrive by Friday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

EUR
ZAR

Should arrive

by Friday

What you’ll need for your online money transfer to South Africa

Best ways to send money to South Africa

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • PISP

    PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.

Trust Wise with safe & secure money transfers to South Africa

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to South Africa from Ireland with the Wise app

Looking for an app to send money to South Africa? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Wise works nearly everywhere

  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Let's answer some of your questions