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Croatian Currency.

Find out what currency is used in Croatia, tips and tricks for Croatian currency exchange, and how you can save money on your visit with the Wise Croatian kuna card.
croatian currency

What is the currency in Croatia?

The currency in Croatia is the Croatian kuna. Each kuna is divided into 100 lipas.

When you’re buying currency for Croatia, look out for the currency code HRK. And once you’re in Croatia, you’ll see the symbol Kn used to show prices.

You’ll find Croatian banknotes in denominations of 5, 10, 20, 50, 100, 200, 500 and 1,000 - although the 5 and 1,000 HRK notes are seldom used. There are also 1, 2, 5 and 25 kuna coins. The HRK25 coin is a commemorative issue which you won’t often come across.

The lipa comes in coins of 1, 2, 5, 10, 20 and 50.

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Use the Wise Croatian kuna card to spend in Croatian currency.

The Wise Croatian kuna travel money card lets you top up in your local currency, and switch to kuna to spend when you’re in Croatia. You’ll get the best rate for spending in Croatian kuna - and can also hold and spend 50+ other currencies with the same card.

Get your Wise debit card online for free, to send and spend money around the world at the real exchange rate.

Simply top up your card and convert to the currency you need in real time using theWise app.

You’ll always get the real exchange rate with no hidden costs, and you’ll avoid foreign transaction fees while withdrawing from ATMs abroad, paying in restaurants and shops, and buying your accommodation and flights.

Learn more about the Croatian kuna card

croatian currency card

Tips for exchanging currency in Croatia.

Familiarise yourself with the mid-market rate before your trip.
The mid-market rate is the true exchange rate - with no sneaky hidden fees. Use an online currency converter before your trip to get a feel for what your money is worth and make sure you get a fair rate when you buy your travel money.
Convert GBP to HRK >
Choose to be charged in Croatian currency when withdrawing from ATMs.
Being offered to pay in your own currency at an ATM is a sneaky trick and causes many travellers to pay more than they need to. Always choose to pay in the local currency - in this case, kuna - to cut your costs and get the best rates available.
Avoid changing currency at airports or hotels.
Currency exchange desks at airports and hotels often markup the exchange rates they use, and may charge hidden fees. Avoid this expensive option whenever you can.
Use the Wise debit card to spend in Croatia without rip-off fees.
Withdraw money, pay for meals in restaurants or spend in shops in Croatian kuna, all at the real exchange rate with the Wise debit card.
Get your travel money card >

Spending money in Croatia.

Paying by credit or debit card in Croatia

Credit and debit cards are widely accepted in supermarkets, restaurants, hotels, chain stores and pharmacies in Croatia. You can also pay by card for toll roads and public transport.

However, if you’re venturing to small family run restaurants and bars, you might need local cash, especially on the islands.

ATMs in Croatia

ATMs are everywhere in Croatia - you’ll be able to find one in most hotels, supermarkets, and banks in major towns and cities. Areas which are popular with tourists - even the smaller islands - also tend to be well served with ATMs.

To get the best deal when spending on card or withdrawing money in Croatia, don’t forget to use the Wise debit card to avoid sneaky exchange rate markups and excessive fees.

spending money in croatia

Croatian currency services.

Convert GBP to Croatian kuna

Convert GBP to Croatian kuna

Use our currency converter to see how much your money is worth in Croatian kuna and familiarise yourself with the mid-market rate before your trip.

Send money to Croatia

Send money to Croatia

Need to send GBP to Croatia? Use Wise for fast, low-cost, and secure online money transfers from the United Kingdom to Croatia.

See the best Croatian kuna exchange rates

See the best Croatian kuna exchange rates

Compare live Croatian kuna exchange rates and see how much you could save with Wise.

Croatian currency FAQs.

The currency in Dubrovnik is the Croatian kuna. Each kuna is divided into 100 lipas. When you’re in Croatia you’ll see the abbreviation Kn written down in stores and on menus, and the currency code HRK used in exchange offices.

The euro is not an official currency in Croatia.

While you might find that some stores or hotels in Croatia will accept euros, businesses are not required to take them as payment. This can mean you end up paying more thanks to a poor exchange rate.

Your best bet when travelling to Croatia is paying in the official Croatian currency: the kuna. To switch easily between currencies, use the Wise debit card.

Get your Wise debit card and save on your trip to Croatia.

Spend smart, save money. Avoid sneaky bank fees when travelling, with Wise.

Order your card now