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The Wise account: The most international student account ever

Hold, receive, spend, and send money from one account. Use it as a local account, or as a multi-currency account to hold 50+ currencies. For students and supporters.

See how it works →

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Everything a student needs. Financially, at least.

$0 monthly fee, receive money for free
You can hold up to 23,000 AUD for free. And you can get account details to receive money for free in AUD, NZD, GBP, SGD, EUR, USD and more. We’re regulated like a bank, so your money’s safe with us.
Open your free account
Easy-to-use app
Manage your money anytime, anywhere with our mobile app. It tracks your transactions in real time to help you stay on budget. Use our Jar feature to stash away money you want to use later.
Check out Jar feature
Get a debit card
Pay in foreign currencies, always at the real exchange rate. Withdraw cash locally or overseas. Add your card to Apple or Google Pay for fast and secure payments in stores and online. Get virtual cards to pay safely online.
Get your card for 10 AUD
Easy bill, rent, and tuition payments
Make local bank transfers to bank accounts or BPAY billers. Set up scheduled transfers or direct debits and we’ll take care of the rest. You can also pay using the Wise debit card.

For students and supporters worldwide.

Receiving money from your friends or loved ones? Anyone can use Wise to send you money at the real exchange rate, with no hidden fees. Sign up online and send money to a Wise account or any local bank account.

Banks and money transfer services often mark up their exchange rates and charge high fees for sending money overseas. At Wise, we give you the real exchange rate, with transparent, upfront fees.

See how Wise helps students and their families save money.

Pay tuition fees in 3 easy steps.

1. Set up a transfer

Once you've created your account, log in and set up a transfer. Tell us how much you'd like to send. Set up a transfer now >

2. Add your recipient’s details

Choose the university you want to pay to and fill in the Customer Reference Number (often the student ID or reference number provided by the university).

3. Pay for your transfer

And that’s it! Once your money reaches Wise, we’ll send it to the university.

Simple, transparent pricing

The Wise student account is free to set up and use. And there are never any minimum balance or recurring fees to worry about.

Account pricing
Create your accountFree
Get an Australian account and BSB numberFree
Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGDFree
Order a Wise debit card

10 AUD

Convert a currency using your card


First 2 ATM withdrawals up to $350 / monthFree
Hold 50+ currency balances

See free allowances


Save money on tuition fees.

Save money on tuition fees

Get started