Send money online

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  • 4.28 GBP
    fee
  • =995.72 GBPTotal amount we’ll convert
  • ×1.16564 (2 hrs)

Compare the best money transfer service

Sending 1,000.00 GBP withRecipient gets(Total after fees)Transfer feeExchange rate(1 GBP EUR)
Atlantic MoneyCheapest1,161.17 EUR
3.00 GBP1.16466
Wise1,160.65 EUR- 0.52 EUR4.28 GBP1.16564Mid-market rate
Remitly1,158.92 EUR- 2.25 EUR0.00 GBP1.15892
Xoom1,153.11 EUR- 8.06 EUR1.99 GBP1.15541
OFX1,152.40 EUR- 8.77 EUR0.00 GBP1.15240
Western Union1,144.73 EUR- 16.44 EUR0.00 GBP1.14473
Moneygram1,143.42 EUR- 17.75 EUR0.00 GBP1.14342
Monese1,136.19 EUR- 24.98 EUR25.00 GBP1.16532Mid-market rate
Lloyds1,125.40 EUR- 35.77 EUR0.00 GBP1.12540
NatWest1,115.63 EUR- 45.54 EUR0.00 GBP1.11563
RBS1,115.63 EUR- 45.54 EUR0.00 GBP1.11563
PayPal1,110.00 EUR- 51.17 EUR2.99 GBP1.11333

Send money online in 3 easy steps

Start your transfer.
1

Start your transfer.

Pay in GBP with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.
2

Get the best rate out there.

Wise always gives you the real and fair mid-market exchange rate.

Money is locally delivered.
3

Money is locally delivered.

The recipient gets money in their currency directly from Wise's local bank account.

Create free account now

Wise is easy.

How to send money online

Wise makes transferring money a breeze:

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

Online money transfer fees

How much does it cost to send money online?

To send money online with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always shows you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.;

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

GBP
EUR

Should arrive

in 4 hours

Best ways to send money internationally

Choosing the right way to transfer money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

Here are the best ways to do an international money transfer with Wise:

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.

  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

  • PISP

    PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.

  • Swift

    Using SWIFT to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.

  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Security

Protecting you and your money

Every month, our customers trust us to move over £9 billion of their money. Here are some of the important ways we protect them.

Online scams are on the rise. Learn how to stay safe

Trustpilot score 4.5 out of 5, from 181,101 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Frequently asked questions

Let's answer some of your questions