Cost of Living in Finland
Land of a Thousand Lakes; consistently ranked the world's happiest country with top-tier education and safety.
Open a Wise account£1,442
Average cost per month
Distribution of Expenses
Sauna culture & northern lights
Thousand lakes & endless forests
High welfare; education leader
Cost of living breakdown for Finland
Living costs in Finland can vary. You can expect to spend around £1,442 per month for 1 person as of 2026, on common living costs such as housing, food, and transport.
Housing
Standard of Living
Food & Drink
Finland average costs for food and drink.
Salary & Services
Finland average salaries and services.
Average living costs in Finland
| Item | Average price | Price range |
|---|---|---|
| 1 Bedroom Apartment in City CentreRent Per Month | £659.76 | £518.04 - £1,010.18 |
| 1 Bedroom Apartment Outside of CentreRent Per Month | £534.69 | £431.71 - £707.99 |
| 3 Bedroom Apartment in City CentreRent Per Month | £1,192.76 | £863.40 - £1,856.32 |
| 3 Bedroom Apartment Outside of CentreRent Per Month | £917.39 | £647.55 - £1,321.01 |
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Cities in Finland
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Frequently asked questions
The cost of living in Finland depends on your lifestyle and location. On average, a single person needs £813 per month without rent, while a family of four requires £2,972. Renting a 1-bedroom apartment in the city centre costs an additional £660 on average.
Public transport prices vary, but generally, a one-way ticket for local transport in Finland costs £3. If you are commuting regularly, a monthly pass is typically priced at £54.
The average monthly net salary (after tax) in Finland is currently £2,297.
Dining costs depend on your choices. A meal at an inexpensive restaurant in Finland costs approximately £13, while a three-course meal for two people at a mid-range restaurant costs around £69.
The estimated monthly cost of living in Finland for a single person is £813, excluding rent.
For a family of four living in Finland, the estimated monthly costs are £2,972, not including rent.
Rent prices in Finland depend on location. The average monthly rent for a 1-bedroom apartment in a city centre is £660, compared to £535 outside the centre. For a 3-bedroom apartment, the average is £1,193 in city centres and £917 in suburban areas.
Basic utilities in Finland (including electricity, heating, cooling, water, and garbage for an 85m² apartment) cost an average of £105 per month. Internet access typically adds another £20.