International wire transfer

Join over 14.8 million people who choose Wise for fast and secure global transfers. We’re up to 5x cheaper than banks when wiring money internationally.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrivesby Friday

Total feesIncluded in EUR amount

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

International wire transfer

Join over 14.8 million people who choose Wise for fast and secure global transfers. We’re up to 5x cheaper than banks when wiring money internationally.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrivesby Friday

Total feesIncluded in EUR amount

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Compare international wire transfer services

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Send money now

Sending 30,000 EUR with	Recipient gets(Total after fees)
	1,109,703.14 THB
Transfer fee 31.90 EUR Exchange rate(1 EUR THB) 37.0295 Exchange rate markup -181.91 EUR Cost of transfer -150.01 EUR

	1,096,147.56 THB- 13,555.58 THB
Transfer fee 218.48 EUR Exchange rate(1 EUR THB) 36.8063 Exchange rate markup 0 EUR Cost of transfer 218.48 EUR

	1,089,445.91 THB- 20,257.23 THB
Transfer fee 15 EUR Exchange rate(1 EUR THB) 36.3330 Exchange rate markup 385.75 EUR Cost of transfer 400.75 EUR

	1,080,725.42 THB- 28,977.72 THB
Transfer fee 38 EUR Exchange rate(1 EUR THB) 36.0699 Exchange rate markup 600.25 EUR Cost of transfer 638.25 EUR

This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	La Banque Postale	Wise	BNP Paribas	Rabobank
Recipient gets (Total after fees)	1,109,703.14 THB	1,096,147.56 THB	1,089,445.91 THB	1,080,725.42 THB
Exchange rate (1 EURTHB)	37.0295	36.8063	36.3330	36.0699
Exchange rate markup	-181.91 EUR	0 EUR	385.75 EUR	600.25 EUR
Transfer fee	31.90 EUR	218.48 EUR	15 EUR	38 EUR
Total transfer cost	-150.01 EUR	218.48 EUR	400.75 EUR	638.25 EUR

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We’re always honest with our customers. And honestly, we’re not the cheapest this time. But, we’re working hard to continue to lower our prices.

This applies when you pay in via bank transfer. How do we collect this data?

We’re regulated in the EU by the national bank of Belgium
We help 14.8 million customers move £36 billion every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

International wire transfer fee: how much does it cost to transfer Euro to Thai baht?

The cheapest way to send 30,000 EUR to THB is by using money that's in your Wise account and costs 214.62 EUR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

EUR

THB

Sending 30,000 EUR	Transfer cost
Wise account	214.62 EUR

Bank transfer	257.18 EUR

Trustly	216.48 EUR

How long does an international wire transfer take?

Sending money with Wise is super fast: 74% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

EUR

THB

Sending 30,000 EUR	Should arrive
Wise account	by Friday

Bank transfer	by Monday, February 16

Trustly	by Monday, February 16

How to wire money internationally from Finland

Enter amount to send in EUR.

Pay in EUR with your debit card or credit card, or send the money from your online banking.

Choose your recipient.

Select who you want to send money to and which pay-out method to use.

Send EUR, receive THB.

The recipient gets money in THB directly from Wise’s local bank account.

Create free account now

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Wire money abroad with the Wise app

Looking for an app to wire money abroad? Sending money is easy with Wise app.

Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.

Download Wise

Wire money abroad with the Wise app

Looking for an app to wire money abroad? Sending money is easy with Wise app.

Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.