4.3/5 from 241,114 reviews

Send money to UnionPay

Send money to UnionPay from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
Read more

Over 12.8 million customers

Read on Trustpilot

FCA regulated

Learn more

Rate guaranteed (33h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee

0 EUR
Our fee

14.65 EUR

Total included fees (1.47%)

14.65 EUR

You could save up to 36.78 EUR

Should arrive by Friday

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 GBP with	Recipient gets(Total after fees)
	9,023.68 CNY
Transfer fee 10.84 GBP Exchange rate(1 GBP CNY) 9.12257 Exchange rate markup 520.38 GBP Cost of transfer 531.22 GBP

	8,915.76 CNY- 107.92 CNY
Transfer fee 0 GBP Exchange rate(1 GBP CNY) 8.91576 Exchange rate markup 531.25 GBP Cost of transfer 531.25 GBP

	8,915.58 CNY- 108.10 CNY
Transfer fee 0 GBP Exchange rate(1 GBP CNY) 8.91558 Exchange rate markup 531.26 GBP Cost of transfer 531.26 GBP

Show more providers

How to send money to UnionPay in 3 easy steps

Enter amount to send in EUR

Pay in EUR with your chosen payment method.

Choose recipient

Select who you want to send money to.

Send EUR with a chosen payment method, and receive ZAR to UnionPay

The recipient gets money in ZAR directly from Wise’s local bank account.

Create free account now

What is UnionPay money transfer?

A UnionPay card money transfer can get money to friends and family in China easily and conveniently.

Wise provides UnionPay card money transfers to personal card holders, where the UnionPay account is in CNY, has been opened with a Chinese national ID, and supports UnionPay’s MoneyExpress service.

Wise UnionPay card money transfers are offered in 21 supported currencies, when the sender is based in a country where UnionPay can process payments, and the UnionPay card is aligned to an account with a Chinese bank that accepts incoming international transfers.

You can make a UnionPay card money transfer up to the value of 18,000 CNY per transaction. UnionPay card accounts can receive up to 10,000 USD or the CNY equivalent per day, or 50,000 USD per year. This total amount includes payments made through Wise and alternative services providing international transfers to UnionPay.

Learn more about using UnionPay card transfers.

Online money transfer fees

How much does it cost to send money to UnionPay?

To send money to UnionPay with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer to UnionPay take?

A money transfer to UnionPay (EUR-ZAR) should arrive by Friday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

EUR

ZAR

Should arrive

by Friday

Wise works nearly everywhere

Send money

Account details

Hold and convert money

South African rand
Swift/BIC and IBAN
British pound
Swift/BIC, IBAN, Sort code and Account number
Euro
Swift/BIC and IBAN
United States dollar
Routing number, Swift/BIC, Account number and Account type
United Arab Emirates dirham
Swift/BIC and IBAN
Australian dollar
BSB code and Account number
Bulgarian lev
Swift/BIC and IBAN
Canadian dollar
Swift/BIC, Account number and Institution number
Swiss franc
Swift/BIC and IBAN
Chinese yuan
Swift/BIC and IBAN
Czech koruna
Swift/BIC and IBAN
Danish krone
Swift/BIC and IBAN
Hong Kong dollar
Swift/BIC and IBAN
Hungarian forint
Swift/BIC, IBAN and Account number
Israeli shekel
Swift/BIC and IBAN
Japanese yen
Swift/BIC and IBAN
Norwegian krone
Swift/BIC and IBAN
New Zealand dollar
Swift/BIC and Account number
Polish złoty
Swift/BIC and IBAN
Swedish krona
Swift/BIC and IBAN
Singapore dollar
Bank name, Bank code and Account number
Turkish lira
IBAN
Ugandan shilling
Swift/BIC and IBAN

United Arab Emirates dirham
Australian dollar
Bangladeshi taka
Bulgarian lev
Canadian dollar
Swiss franc
Chilean peso
Chinese yuan
Costa Rican colón
Czech koruna
Danish krone
Egyptian pound
Euro
British pound
Georgian lari
Hong Kong dollar
Hungarian forint
Indonesian rupiah
Israeli shekel
Indian rupee
Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira
Norwegian krone
Nepalese rupee
New Zealand dollar
Philippine peso
Pakistani rupee
Polish złoty
Romanian leu
Swedish krona
Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia
Ugandan shilling
United States dollar
Uruguayan peso
Vietnamese dong
West African CFA franc
South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Easy to use and trusty never had an issue.

Michael

Excellent service. Fast, reliable, very cost efficient.

Okszana Lukacs

Our account was hacked. During an extremely stressful time Wise representatives worked effectively, efficiently and with courtesy to solve the issue.…

Tricia

Reviews from: