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Send money overseas

Send money overseas from our website or mobile app, in just a few clicks.

Over 10 million customers

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FCA regulated

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You send exactly

0 GBP
3.88 GBPOur fee
–
3.88 GBPTotal fees
=
996.12 GBPTotal amount we’ll convert
×
1.1969

Recipient gets

Should arrive in 6 hours

Get started

Find out how much it costs to send money overseas

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 GBP with	Recipient gets(Total after fees)
	1,192.25 EUR
Transfer fee 3.88 GBP Exchange rate(1 GBP EUR) 1.19689 Exchange rate markup 0 GBP Cost of transfer 3.86 GBP

	1,169.31 EUR- 22.94 EUR
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.16931 Exchange rate markup 23.03 GBP Cost of transfer 23.03 GBP

	1,154.51 EUR- 37.74 EUR
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.15451 Exchange rate markup 35.39 GBP Cost of transfer 35.39 GBP

	1,154.28 EUR- 37.97 EUR
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.15428 Exchange rate markup 35.59 GBP Cost of transfer 35.59 GBP

	1,142.72 EUR- 49.53 EUR
Transfer fee 2.99 GBP Exchange rate(1 GBP EUR) 1.14615 Exchange rate markup 42.38 GBP Cost of transfer 45.37 GBP

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How to send money overseas in 3 easy steps

Enter amount to send in GBP.

Pay in GBP with your debit card or credit card, or send the money from your online banking.

Choose recipient .

Select who you want to send money to and which pay-out method to use.

Send GBP, receive EUR.

The recipient gets money in EUR directly from Wise’s local bank account.

Create free account now

Money transfer fees

How much does it cost to send money overseas?

To send money overseas with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Check the price now

Delivery time for money transfers overseas from South Africa

90% of all money transfers from South Africa are delivered in 1 business day from the moment we receive payment.

We do everything to complete your money transfer as soon as possible - the final delivery time of your transfer depends on your chosen payment method, where are you sending to and from or when your payment arrives to our account.

As an FCA regulated company we occasionally need to run security checks and request extra documentation, which might have impact on your delivery time.

Your transfer route

GBP

EUR

Should arrive

in 6 hours

Best ways to send money internationally

PISP
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
Swift
Using Swift to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money overseas with the Wise app

Looking for an app to send money overseas? Sending money is easy with Wise app.

Cheaper transfers abroad - free from hidden fees and exchange rate markups.
Check exchange rates - see on the app how exchange rates have changed over time.
Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app