International money transfers

Join over 16 million people who choose Wise for fast and secure online money transfers. Save up to 3x when sending money abroad

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  • 2.79 USD
  • 4.86 USDOur fee
  • 7.65 USDTotal fees
  • =
    992.35 USDTotal amount we’ll convert
  • ×
    0.9202

Should arrive by Monday

Get started

Find out how much it costs to send money abroad

Sending 1,000 USD withRecipient gets(Total after fees)and transfer speedTransfer speed
CheapestRemitly
913.75 EUR3-5 days
3-5 days
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.913749
Exchange rate markup
7.01 USD

Cost of transfer
7.01 USD

Wise
913.16 EUR- 0.59 EUR1 day
1 day
Transfer fee
7.65 USD
Exchange rate(1 USD EUR)
0.920200
Exchange rate markup
0 USD

Cost of transfer
7.65 USD

Instarem.
911.55 EUR- 2.20 EURunavailable
unavailable
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.911549
Exchange rate markup
9.40 USD

Cost of transfer
9.40 USD

OFX
907.20 EUR- 6.55 EUR2-4 days
2-4 days
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.907200
Exchange rate markup
14.13 USD

Cost of transfer
14.13 USD

Western Union
905.35 EUR- 8.40 EURwithin 5 days
within 5 days
Transfer fee
0.99 USD
Exchange rate(1 USD EUR)
0.906248
Exchange rate markup
15.16 USD

Cost of transfer
16.15 USD

MoneyGram
899.85 EUR- 13.90 EURwithin 10 days
within 10 days
Transfer fee
1.99 USD
Exchange rate(1 USD EUR)
0.901647
Exchange rate markup
20.16 USD

Cost of transfer
22.15 USD

Xoom (A PayPal Service)
899.80 EUR- 13.95 EURwithin 1 day
within 1 day
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.899802
Exchange rate markup
22.17 USD

Cost of transfer
22.17 USD

Bank of America
895.10 EUR- 18.65 EUR1-2 days
1-2 days
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.895103
Exchange rate markup
27.27 USD

Cost of transfer
27.27 USD

Chase
888.80 EUR- 24.95 EUR1-5 days
1-5 days
Transfer fee
5 USD
Exchange rate(1 USD EUR)
0.893261
Exchange rate markup
29.27 USD

Cost of transfer
34.27 USD

Wells Fargo
887.55 EUR- 26.20 EURunavailable
unavailable
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.887552
Exchange rate markup
35.48 USD

Cost of transfer
35.48 USD

PayPal
878.27 EUR- 35.48 EUR3-5 days
3-5 days
Transfer fee
4.99 USD
Exchange rate(1 USD EUR)
0.882672
Exchange rate markup
40.78 USD

Cost of transfer
45.77 USD
The information above applies when you pay in via bank transfer or ACH payments. Information provided is not in real time and may be different from the actual rates and fees on the provider’s website. Transaction speed claimed depends on individual circumstances and may not be available for all transactions. How do we collect this data?
globe

Send money abroad from the USA in 3 easy steps

How much does it cost to transfer USD to EUR?

Pay a small, flat fee and percentage

To send money in USD to EUR, you pay a small, flat fee of 7 USD + 0.4% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
7 USD
Variable feeup to 126,960 USD/month
0.4%
Variable feemore than 126,960 USD/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

USD
EUR

Should arrive

by Monday

How to send money from USD to EUR

Best ways to send money internationally

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the most international app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Trustpilot score 4.3 out of 5, from 220,011 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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