Send money with a credit card

Send money with a credit card from our website or mobile app, in just a few clicks. Join over 16 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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  • 68.21 USD
  • 4.60 USDOur fee
  • 72.81 USDTotal fees
  • =
    927.19 USDTotal amount we’ll convert
  • ×
    0.9291

Should arrive by Monday, May 6

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Sending 1,000 USD withRecipient gets(Total after fees)and transfer speedTransfer speed
CheapestRemitly
922.16 EUR5-7 days
5-7 days
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.922162
Exchange rate markup
7.47 USD

Cost of transfer
7.47 USD

Wise
921.99 EUR- 0.17 EUR3 days
3 days
Transfer fee
7.65 USD
Exchange rate(1 USD EUR)
0.929100
Exchange rate markup
0 USD

Cost of transfer
7.65 USD

Instarem.
920.60 EUR- 1.56 EURunavailable
unavailable
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.920600
Exchange rate markup
9.15 USD

Cost of transfer
9.15 USD

Western Union
914.71 EUR- 7.45 EURwithin 7 days
within 7 days
Transfer fee
0.99 USD
Exchange rate(1 USD EUR)
0.915619
Exchange rate markup
14.51 USD

Cost of transfer
15.50 USD

OFX
911.40 EUR- 10.76 EUR4-6 days
4-6 days
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.911400
Exchange rate markup
19.05 USD

Cost of transfer
19.05 USD

MoneyGram
910.74 EUR- 11.42 EURwithin 11 days
within 11 days
Transfer fee
1.99 USD
Exchange rate(1 USD EUR)
0.912557
Exchange rate markup
17.81 USD

Cost of transfer
19.80 USD

Xoom (A PayPal Service)
909.69 EUR- 12.47 EURwithin 1 day
within 1 day
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.909689
Exchange rate markup
20.89 USD

Cost of transfer
20.89 USD

Xe
908.60 EUR- 13.56 EURwithin 1 day
within 1 day
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.908600
Exchange rate markup
22.06 USD

Cost of transfer
22.06 USD

Bank of America
903.78 EUR- 18.38 EUR3-4 days
3-4 days
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.903779
Exchange rate markup
27.25 USD

Cost of transfer
27.25 USD

Chase
897.14 EUR- 25.02 EUR3-7 days
3-7 days
Transfer fee
5 USD
Exchange rate(1 USD EUR)
0.901646
Exchange rate markup
29.55 USD

Cost of transfer
34.55 USD

Wells Fargo
896.20 EUR- 25.96 EURunavailable
unavailable
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.896198
Exchange rate markup
35.41 USD

Cost of transfer
35.41 USD

PayPal
890.16 EUR- 32 EUR5-7 days
5-7 days
Transfer fee
4.99 USD
Exchange rate(1 USD EUR)
0.894624
Exchange rate markup
37.11 USD

Cost of transfer
42.10 USD
The information above applies when you pay in via bank transfer or ACH payments. Information provided is not in real time and may be different from the actual rates and fees on the provider’s website. Transaction speed claimed depends on individual circumstances and may not be available for all transactions. How do we collect this data?
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How to send money with a credit card in 3 easy steps

What is Credit Card money transfer?

Making a credit card transfer is fast, convenient, and means you can spread the cost of your payment over a few months if you’d like to.

You can make a credit card money transfer with Wise using a Visa or Mastercard credit card that’s issued in your name - or the name of your business if you hold a Wise Business account. Unfortunately, you can’t make a Wise credit card money transfer using an American Express credit card.

Your card will need to have a 16 digit number, an expiry date, and be 3D security enabled - this helps us keep you and your money safe.

There are also a small number of other specific situations in which you can’t make a Wise credit card money transfer, depending on where your card was issued, where your Wise account is registered, and the payment you’re sending.

Learn more about using credit cards.

Online money transfer fees

How much does it cost to send money with a credit card?

To send money with a credit card with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

How long does a money transfer with a credit card take?

A money transfer with a credit card (USD-EUR) should arrive by Monday, May 6. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

USD
EUR

Should arrive

by Monday, May 6

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Trustpilot score 4.3 out of 5, from 218,177 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.