Send money online

Millions of happy customers
See what they have to say
Is Wise safe?
Yes, here’s why
  • 2 USD
    fee
  • 5.30 USDOur fee
  • 7.30 USDTotal fees
  • =992.70 USDTotal amount we’ll convert
  • ×0.951800 (8 hrs)

Compare the best money transfer service

Sending 1,000.00 USD withRecipient gets(Total after fees)Transfer feeExchange rate(1 USD EUR)
WiseCheapest944.85 EURSave up to 46.05 EUR7.30 USD0.951800Mid-market rate
Moneygram942.11 EUR- 2.74 EUR1.99 USD0.943993
OFX940.31 EUR- 4.54 EUR0.00 USD0.940315
Remitly940.15 EUR- 4.70 EUR0.00 USD0.940148
Xe938.63 EUR- 6.22 EUR0.00 USD0.938626
Western Union936.86 EUR- 7.99 EUR0.00 USD0.936859
Xoom924.33 EUR- 20.52 EUR0.00 USD0.924332
Chase (US)922.23 EUR- 22.62 EUR5.00 USD0.926861
Wells Fargo919.85 EUR- 25.00 EUR0.93 USD0.920706
PayPal898.80 EUR- 46.05 EUR4.99 USD0.903305

Send money online in 3 easy steps

Start your transfer.
1

Start your transfer.

Pay in USD with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.
2

Get the best rate out there.

Wise always gives you the real and fair mid-market exchange rate.

Money is locally delivered.
3

Money is locally delivered.

The recipient gets money in their currency directly from Wise's local bank account.

Create free account now

Wise is easy.

How to send money online

Wise makes transferring money a breeze:

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a wire transfer, ACH or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

Online money transfer fees

How much does it cost to send money online?

To send money online with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always shows you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.;

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

USD
EUR

Should arrive

by Friday

Best ways to send money internationally

Choosing the right way to transfer money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

Here are the best ways to do an international money transfer with Wise:

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.

  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

Security

Protecting you and your money

Every month, our customers trust us to move over $10 billion of their money. Here are some of the important ways we protect them.

Online scams are on the rise. Learn how to stay safe

Trustpilot score 4.5 out of 5, from 181,011 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Frequently asked questions

Let's answer some of your questions