International money transfers

Join over 16 million people who choose Wise for fast and secure online money transfers. Save up to 3x when sending money abroad.

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  • 2.79 USD
  • 4.86 USDOur fee
  • 7.65 USDTotal fees
  • =
    992.35 USDTotal amount we’ll convert
  • ×
    0.9221

Should arrive by Thursday

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Find out how much it costs to send money abroad

Sending 1,000 USD withRecipient gets(Total after fees)and transfer speedTransfer speed
CheapestWise
915 EURSave up to 28.52 EUR1 day
1 day
Transfer fee
7.65 USD
Exchange rate(1 USD EUR)
0.922050
Exchange rate markup
0 USD

Cost of transfer
7.65 USD

Instarem.
913.22 EUR- 1.78 EURunavailable
unavailable
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.913215
Exchange rate markup
9.58 USD

Cost of transfer
9.58 USD

Western Union
909.34 EUR- 5.66 EURwithin 8 days
within 8 days
Transfer fee
0.99 USD
Exchange rate(1 USD EUR)
0.910245
Exchange rate markup
12.80 USD

Cost of transfer
13.79 USD

OFX
908.85 EUR- 6.15 EUR2-6 days
2-6 days
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.908848
Exchange rate markup
14.32 USD

Cost of transfer
14.32 USD

Xe
905.70 EUR- 9.30 EURwithin 1 day
within 1 day
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.905703
Exchange rate markup
17.73 USD

Cost of transfer
17.73 USD

Xoom (A PayPal Service)
900.53 EUR- 14.47 EURwithin hours
within hours
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.900531
Exchange rate markup
23.34 USD

Cost of transfer
23.34 USD

MoneyGram
900.50 EUR- 14.50 EURwithin 12 days
within 12 days
Transfer fee
1.99 USD
Exchange rate(1 USD EUR)
0.902295
Exchange rate markup
21.43 USD

Cost of transfer
23.42 USD

Bank of America
896.94 EUR- 18.06 EUR1-2 days
1-2 days
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.896942
Exchange rate markup
27.23 USD

Cost of transfer
27.23 USD

Chase
890.78 EUR- 24.22 EUR1-8 days
1-8 days
Transfer fee
5 USD
Exchange rate(1 USD EUR)
0.895256
Exchange rate markup
29.06 USD

Cost of transfer
34.06 USD

Wells Fargo
889.40 EUR- 25.60 EURunavailable
unavailable
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.889403
Exchange rate markup
35.41 USD

Cost of transfer
35.41 USD

PayPal
886.48 EUR- 28.52 EUR5-8 days
5-8 days
Transfer fee
4.99 USD
Exchange rate(1 USD EUR)
0.890927
Exchange rate markup
33.75 USD

Cost of transfer
38.74 USD
The information above applies when you pay in via bank transfer or ACH payments. Information provided is not in real time and may be different from the actual rates and fees on the provider’s website. Transaction speed claimed depends on individual circumstances and may not be available for all transactions. How do we collect this data?
globe

Send money abroad from the USA in 3 easy steps

How much does it cost to transfer USD to EUR?

Pay a small, flat fee and percentage

To send money in USD to EUR, you pay a small, flat fee of 7 USD + 0.4% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
7 USD
Variable feeup to 128,365 USD/month
0.4%
Variable feemore than 128,365 USD/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

USD
EUR

Should arrive

by Thursday

How to send money with Wise

Best ways to send money internationally

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the Wise app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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