International money transfers

Join over 16 million people who choose Wise for fast and secure online money transfers. Save up to 3x when sending money abroad.

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  • 2.79 USD
  • 4.86 USDOur fee
  • 7.65 USDTotal fees
  • =
    992.35 USDTotal amount we’ll convert
  • ×

Should arrive by Thursday

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Find out how much it costs to send money abroad

Sending 1,000 USD withRecipient gets(Total after fees)and transfer speedTransfer speed
918.40 EUR5-7 days
5-7 days
Transfer fee
Exchange rate(1 USD EUR)
Exchange rate markup
7.03 USD

Cost of transfer
7.03 USD

917.82 EUR- 0.58 EUR1 day
1 day
Transfer fee
7.65 USD
Exchange rate(1 USD EUR)
Exchange rate markup

Cost of transfer
7.65 USD

916.24 EUR- 2.16 EURunavailable
Transfer fee
Exchange rate(1 USD EUR)
Exchange rate markup
9.36 USD

Cost of transfer
9.36 USD

912.34 EUR- 6.06 EUR2-6 days
2-6 days
Transfer fee
Exchange rate(1 USD EUR)
Exchange rate markup
13.58 USD

Cost of transfer
13.58 USD

877.93 EUR- 40.47 EUR5-7 days
5-7 days
Transfer fee
4.99 USD
Exchange rate(1 USD EUR)
Exchange rate markup
46.02 USD

Cost of transfer
51.01 USD
The information above applies when you pay in via bank transfer or ACH payments. Information provided is not in real time and may be different from the actual rates and fees on the provider’s website. Transaction speed claimed depends on individual circumstances and may not be available for all transactions. How do we collect this data?

Send money abroad from the USA in 3 easy steps

How much does it cost to transfer USD to EUR?

Pay a small, flat fee and percentage

To send money in USD to EUR, you pay a small, flat fee of 7 USD + 0.4% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers
Fixed fee
Variable feeup to 127,100.00 USD/month
Variable feemore than 127,100.00 USD/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route


Should arrive

by Thursday

How to send money from USD to EUR

Best ways to send money internationally

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the Wise app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

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Financial Times

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The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

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