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International money transfers

Join over 12.8 million people who choose Wise for fast and secure online money transfers. Save up to 3x when sending money abroad.

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 Rate guaranteed (24h)
  • Bank transfer fee

    0 GBP

  • Our fee

    75.63 GBP


Total included fees (0.30%)

75.63 GBP

  • You could save up to 711.64 GBP

Should arrive by Wednesday 2025

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 25,000 GBP withRecipient gets(Total after fees)
Wise
44,909.48 CAD
Transfer fee
75.63 GBP
Exchange rate(1 GBP CAD)
1.80183
Exchange rate markup
0 GBP

Cost of transfer
75.63 GBP

Nationwide
43,961.43 CAD- 948.05 CAD
Transfer fee
20 GBP
Exchange rate(1 GBP CAD)
1.75986
Exchange rate markup
582.26 GBP

Cost of transfer
602.26 GBP

Barclays
43,901.77 CAD- 1,007.71 CAD
Transfer fee
0 GBP
Exchange rate(1 GBP CAD)
1.75607
Exchange rate markup
634.90 GBP

Cost of transfer
634.90 GBP

Lloyds Bank
43,627.22 CAD- 1,282.26 CAD
Transfer fee
9.50 GBP
Exchange rate(1 GBP CAD)
1.74575
Exchange rate markup
778.07 GBP

Cost of transfer
787.57 GBP

globe

Send money abroad from the US in 3 easy steps

How much does it cost to transfer GBP to CAD?

Pay a small, flat fee and percentage

To send money in GBP to CAD, you pay a small, flat fee of 0.87 GBP + 0.32% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
0.87 GBP
Variable feeup to 20,000 GBP/month
0.32%
Variable feemore than 20,000 GBP/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

GBP
CAD

Should arrive

by Wednesday 2025

How to send money with Wise

Best ways to send money internationally

  • PISP

    PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Swift

    Using Swift to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the Wise app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Wise works nearly everywhere

  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

Let's answer some of your questions