International money transfers

Join over 10 million people who choose Wise for fast and secure online money transfers. Save up to 3x when sending money abroad.

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  • 0 AUD
  • 10 AUDOur fee
  • 10 AUDTotal fees
  • =
    1,990 AUDTotal amount we’ll convert
  • ×
    0.6641

Should arrive by Monday

Get started

Find out how much it costs to send money abroad

Sending 2,000 AUD withRecipient gets(Total after fees)
CheapestWestern Union
1,322.36 USD
Transfer fee
0.99 AUD
Exchange rate(1 AUD USD)
0.661507
Exchange rate markup
7.81 AUD

Cost of transfer
8.80 AUD

Remitly
1,321.82 USD- 0.54 USD
Transfer fee
2.99 AUD
Exchange rate(1 AUD USD)
0.661900
Exchange rate markup
6.63 AUD

Cost of transfer
9.62 AUD

Wise
1,321.56 USD- 0.80 USD
Transfer fee
10 AUD
Exchange rate(1 AUD USD)
0.664100
Exchange rate markup
0 AUD

Cost of transfer
10 AUD

MoneyGram
1,317.33 USD- 5.03 USD
Transfer fee
0 AUD
Exchange rate(1 AUD USD)
0.658664
Exchange rate markup
16.37 AUD

Cost of transfer
16.37 AUD

Instarem.
1,312.47 USD- 9.89 USD
Transfer fee
21 AUD
Exchange rate(1 AUD USD)
0.663200
Exchange rate markup
2.71 AUD

Cost of transfer
23.71 AUD

WorldRemit
1,311.97 USD- 10.39 USD
Transfer fee
0 AUD
Exchange rate(1 AUD USD)
0.655984
Exchange rate markup
24.44 AUD

Cost of transfer
24.44 AUD

Xe
1,304.96 USD- 17.40 USD
Transfer fee
0 AUD
Exchange rate(1 AUD USD)
0.652480
Exchange rate markup
34.99 AUD

Cost of transfer
34.99 AUD

OFX
1,291.64 USD- 30.72 USD
Transfer fee
15 AUD
Exchange rate(1 AUD USD)
0.650700
Exchange rate markup
40.36 AUD

Cost of transfer
55.36 AUD

NAB
1,288.16 USD- 34.20 USD
Transfer fee
0 AUD
Exchange rate(1 AUD USD)
0.644080
Exchange rate markup
60.29 AUD

Cost of transfer
60.29 AUD

ANZ
1,281.81 USD- 40.55 USD
Transfer fee
9 AUD
Exchange rate(1 AUD USD)
0.643800
Exchange rate markup
61.14 AUD

Cost of transfer
70.14 AUD

Commonwealth Bank
1,271.60 USD- 50.76 USD
Transfer fee
0 AUD
Exchange rate(1 AUD USD)
0.635800
Exchange rate markup
85.23 AUD

Cost of transfer
85.23 AUD

PayPal
1,268.98 USD- 53.38 USD
Transfer fee
5.99 AUD
Exchange rate(1 AUD USD)
0.636394
Exchange rate markup
83.44 AUD

Cost of transfer
89.43 AUD
This applies when you pay in via bank transfer. How do we collect this data?
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Send money abroad from the USA in 3 easy steps

How much does it cost to transfer AUD to USD?

Pay a small, flat fee and percentage

To send money in AUD to USD, you pay a small, flat fee of 2.04 AUD + 0.4% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
2.04 AUD
Variable feeup to 190,385 AUD/month
0.4%
Variable feemore than 190,385 AUD/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

AUD
USD

Should arrive

by Monday

How to send money with Wise

Best ways to send money internationally

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Osko

    Osko by BPAY is an online bank payment method available in Australia. When you’re sending money or paying your bills in AUD, you have an option to select Osko by BPAY for your payment method on our app.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the Wise app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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