International money transfers

Join over 10 million people who choose Wise for fast and secure online money transfers. Save up to 3x when sending money abroad.

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  • 0 AUD
  • 10.16 AUDOur fee
  • 10.16 AUDTotal fees
  • =
    1,989.84 AUDTotal amount we’ll convert
  • ×
    2.6308

Should arrive by Monday, November 4

Get started

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 2,000 AUD withRecipient gets(Total after fees)
Wise
5,234.95 PLN
Transfer fee
10.16 AUD
Exchange rate(1 AUD PLN)
2.63084
Exchange rate markup
0 AUD

Cost of transfer
10.16 AUD

ANZ
5,070.08 PLN- 164.87 PLN
Transfer fee
9 AUD
Exchange rate(1 AUD PLN)
2.54650
Exchange rate markup
64.12 AUD

Cost of transfer
73.12 AUD

Xe
5,062.34 PLN- 172.61 PLN
Transfer fee
0 AUD
Exchange rate(1 AUD PLN)
2.53117
Exchange rate markup
75.77 AUD

Cost of transfer
75.77 AUD

Commonwealth Bank
5,017.11 PLN- 217.84 PLN
Transfer fee
0 AUD
Exchange rate(1 AUD PLN)
2.50855
Exchange rate markup
92.96 AUD

Cost of transfer
92.96 AUD

PayPal
4,991.72 PLN- 243.23 PLN
Transfer fee
5.99 AUD
Exchange rate(1 AUD PLN)
2.50336
Exchange rate markup
96.92 AUD

Cost of transfer
102.91 AUD

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Send money abroad from the US in 3 easy steps

How much does it cost to transfer AUD to PLN?

Pay a small, flat fee and percentage

To send money in AUD to PLN, you pay a small, flat fee of 1.60 AUD + 0.43% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
1.60 AUD
Variable feeup to 39,224.80 AUD/month
0.43%
Variable feemore than 39,224.80 AUD/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

AUD
PLN

Should arrive

by Monday, November 4

How to send money with Wise

Best ways to send money internationally

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Osko

    Osko by BPAY is an online bank payment method available in Australia. When you’re sending money or paying your bills in AUD, you have an option to select Osko by BPAY for your payment method on our app.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the Wise app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

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