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your essential account for USD

Get your own USD account details and routing number to receive US dollars like a local. Hold, send, and spend in USD at the mid-market rate, so more of your money stays yours. It's the one account for all your USD needs, and more.

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Get your USD account details, and so much more

Hold US dollars right alongside your pounds in one simple account. You can convert between them in seconds. Receive USD payments from the US with your own account details and routing number. You can also get dedicated account details for 8 different currencies for all your international needs.
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Seamless spending across the US

Pay with your card across the US. If you have dollars in your account, it's free. If not, we’ll automatically convert your pounds to dollars at the mid-market rate. It's that simple. You can also activate your digital card and start using it instantly.
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Send or receive USD without the hidden fees

From paying bills back in the US to saving for a holiday, you can manage it all. Send money to the US easily, or receive & hold dollars for future spending. You'll always get the mid-market exchange rate and a low, transparent fee.
Send money for lessHow we're getting our fees to zero

Earn while you spend

With our Interest feature, the US dollars you hold can grow. Your money is invested in a fund that holds government-guaranteed assets, so you can help your balance grow while it’s not being spent. Capital at risk — growth not guaranteed.1
Learn about Interest
Register for a free account in minutes

1

Get verified with your ID by our team

2

Open a USD balance & get your USD account details

3

Don’t take our word for it

With over 250,000 reviews on Trustpilot, our average score is 4.3 out of 5.
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I recently moved a chunky amount of money from Wise USD balance to my UK bank and it arrived within seconds.

ChrisM

..I've used their debit card in the US and it worked everywhere I needed, including Apple Pay. I see some negative messages on social media sometimes but I've only got positive things to say about Wise. Love it.
Trustpilot stars rating

I can send and receive CAD from my sister in Canada. Receive USD from my employer in US.

Olasunkanmi

It's been great using Wise for my international transactions. No issue, no stress. Convert to GBP hassle-free with best rate I know. It's just been great, I hope it stays that way.
Trustpilot stars rating

I've been using wise since long time ago , and..

Yacine Serseg

I've never faced any issues so far, made a lot of online payment, store-in payment worldwide , and most important that they can offer you USD account ( American account ) with routing number and almost all other currencies account . Keep doing the great job
Trustpilot stars rating

Trust us to look after your money

We help over 10 million people move £30 billion every quarter — here’s how we make sure it’s safe.
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Privacy and data

We protect your details through strict standards and 2FA.

Dedicated support

Questions? Get 24/7 help in 14 languages.

International safeguarding

We’re regulated by national authorities around the globe.

1 Investments can fluctuate, and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 6/25/2025. The Fund has achieved an average annual return of 1.31% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.