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your essential account for euros

Get your own European IBAN to receive euros fee-free. Hold, send, and spend in euros at the mid-market rate, so more of your money stays yours. It's the one account for all your euro needs, and more.

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Get your euro account details, and so much more

Hold euros right alongside your pounds in one simple account. You can convert between them in seconds. Plus, receive money from overseas fee-free with your European IBAN. You can also get dedicated account details for 8 different currencies for all your international needs.
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Seamless spending across the Eurozone

Pay with your card across Europe. If you have euros in your account, it's free. If not, we’ll automatically convert your pounds to euros at the mid-market rate. It's that simple. You can also activate your digital card and start using it instantly.
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Send or receive euros without the hidden fees

Need to pay for a holiday rental or send money to family in Europe? Send euros for significantly less than the high street banks. You'll always get the mid-market exchange rate and a low, transparent fee.
Send money for lessHow we're getting our fees to zero

Earn while you spend

With our Interest feature, the euros you hold can grow. Your money is invested in a fund that holds government-guaranteed assets, so you can help your balance grow while it’s not being spent. Capital at risk — growth not guaranteed.1
Learn about Interest
Register for a free account in minutes

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Get verified with your ID by our team

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Open a EUR balance & get your EUR account details

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Don’t take our word for it

With over 250,000 reviews on Trustpilot, our average score is 4.3 out of 5.
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I have used Wise for about 12 years to transfer Euros to my bank in France

Kathleen

Highly recommended. The service has been excellent The money transfers in a couple of minutes. The charge is minimal and the exchange rate is the best you can get. They have never let me down Great company
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I used Wise in Spain and never needed anything else.

Helen

Next gen of travel currency. I liked: - ability to top up as I go with quick transfer and receipt from my bank account - ability to paywave everywhere in Euros with no fees - security checks on transactions - ability to check my balance as I went
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I have been making monthly, and occasionally larger transfers, pension transfers from the UK.

Anna Morgan

These are done by Wise instantaneously in sterling, and then exchanged into euros with extremely favourable exchange rates and with no charges. I also have a physical card for in person purchases and a virtual card for use for internet purchases.
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Trust us to look after your money

We help over 10 million people move £30 billion every quarter — here’s how we make sure it’s safe.
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Privacy and data

We protect your details through strict standards and 2FA.

Dedicated support

Questions? Get 24/7 help in 14 languages.

International safeguarding

We’re regulated by national authorities around the globe.

1 Investments can fluctuate, and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 6/25/2025. The Fund has achieved an average annual return of 1.31% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.