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Receive international payments effortlessly with Wise

Save money on currency exchange when managing your savings with Smart Pension. As a customer of Smart Pension, you can recieve a free Wise business account.

Do business without borders?

Need your money to be flexible? Wise Borderless multi-currency account could help.

The Wise multi-currency account is a neat solution for people who need their money to be flexible. You can hold your cash in any one of dozens of different currencies, all within one account, and see your balance at a glance. Then, when you want to convert money between currencies, you can do so.


Share payment links and get your own unique account details to receive fuss-free payments in EUR, GBP, USD and more.


Check which currencies you can receive.

Multi-currency account

How much are the fees?

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

When you choose to switch your cash between currencies, Wise always gives you the same exchange rate that banks use when they trade currencies between themselves. That’s the rate you’d find on Google, and the only real exchange rate. And it’s the only fair rate.

What will you pay?

  • You pay a small, flat fee + fixed percentage of the transfer amount (you’ll always see the total cost upfront)
  • You always get the real, mid-market exchange rate, with no markup whatsoever

  • One-time fixed fee payment needed to get access to a number of international account details. As a Smart Pension customer, you can open a business account for free.

See how much it costs

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Get these local account details

These are the account details you can share with others to receive money. Anyone can use these to pay you just like they'd pay a local.

GBPBritish Pound

Get your own Account Number and Sort Code.

EUREuro

Get your own SWIFT/BIC and IBAN details.

USDUS Dollar

Get your own Routing (ABA) and Account Number.

AUDAustralian Dollar

Get your own BSB Code and Account Number.

NZDNew Zealand Dollar

Get your own Account Number.

SGDSingapore Dollar

Get your own Account Number.

RONRomanian Leu

Get your own SWIFT/BIC and IBAN details. Currently only available to residents of the UK and Romania.

CADCanadian Dollar

Get your own Institution number, Transit number, and Account number.

HUFHungarian Forint

Get your own Account Number.

TRYTurkish Lira

Get your own Bank name and IBAN.

Hold and convert money

You can hold and convert money in 40+ currencies. It only takes a few seconds to open a new account in the currency you need.

GBPBritish Pound

AUDAustralian Dollar

AEDUnited Arab Emirates Dirham

BDTBangladeshi Taka

BWPBotswana Pula

BGNBulgarian Lev

CHFSwiss Franc

CLPChilean Peso

CNYChinese Yuan

CRCCosta Rican Colón

CZKCzech Koruna

DKKDanish Krone

EGPEgyptian Pound

GELGeorgian Lari

GHSGhanaian Cedi

HKDHong Kong Dollar

CADCanadian Dollar

HUFHungarian Forint

IDRIndonesian Rupiah

ILSIsraeli Shekel

INRIndian Rupee

JPYJapanese Yen

KESKenyan Shilling

KRWSouth Korean Won

LKRSri Lankan Rupee

MADMoroccan Dirham

MXNMexican Peso

MYRMalaysian Ringgit

NGNNigerian Naira

NOKNorwegian Krone

NPRNepalese Rupee

NZDNew Zealand Dollar

EUREuro

USDUS Dollar

PHPPhilippine Peso

PLNPolish Zloty

PKRPakistani Rupee

RONRomanian Leu

SEKSwedish Krona

SGDSingapore Dollar

THBThai Baht

TRYTurkish Lira

TZSTanzanian Shilling

UAHUkrainian Hryvnia

UGXUgandan Shilling

UYUUruguayan Peso

VNDVietnamese Dong

XOFWest African CFA Franc

ZARSouth African Rand

ZMWZambian kwacha

Send money to 73 countries

You can send money in your Wise account to any of the currencies we support.

United Arab Emirates Dirham

Australian Dollar

Bangladeshi Taka

Bulgarian Lev

Brazilian Real

Botswana Pula

Canadian Dollar

Swiss Franc

Chilean Peso

Chinese Yuan

Costa Rican Colón

Czech Koruna

Danish Krone

Egyptian Pound

Euro

British Pound

Georgian Lari

Ghanaian Cedi

Hong Kong Dollar

Hungarian Forint

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Norwegian Krone

Nigerian Naira

Nepalese Rupee

New Zealand Dollar

Philippine Peso

Pakistani Rupee

Polish Zloty

Romanian Leu

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Tanzanian Shilling

Ukrainian Hryvnia

Ugandan Shilling

Uruguayan Peso

US Dollar

Vietnamese Dong

West African CFA Franc

South African Rand

Zambian kwacha

Rockstar customer support

When questions come up, there's a team ready to help you

  • Email
  • Live Chat
  • Phone
Find out more