International business banking made easy.
With our partner Wise, ESTX customers can open a multi-currency account to send, spend, and receive in over 50 currencies with the real exchange rate. Join over 12 million people today.
How much are the fees?
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
- You pay a small, flat fee + fixed percentage of the transfer amount (you’ll always see the total cost upfront)
- Some payment methods have an added fee, but that's usually tiny too
- You always get the real, mid-market exchange rate, with no markup whatsoever
Is Wise regulated?
Wise is an Electronic Money Institution authorized by the FCA (Financial Conduct Authority) in the United Kingdom.
They are obliged by law to keep the money in a low risk financial institution: in Europe Wise does it in their bank account in the Barclays Bank of the United Kingdom, in the US, in their Wells Fargo account.