Fees for receiving and adding money
Receive and add money to your Wise Account for free. For some currencies, we offer faster or more convenient options for a small fee, too.
Receive money with Wise for free
Get account details around the world, for free
Get paid like a local in AUD, CAD, EUR, GBP, HUF, MYR, NZD, SGD, TRY, USD without fees — no matter where you are.
Then, get paid into any account
It’s free to receive money into your Wise Account. Some faster methods of sending money, like wire payments in US dollars, have a fixed fee — but there’ll always be a free alternative.
| Fees | |
|---|---|
| Setting up account details Open your own account details | Free |
| Receiving local payments (non-Swift / non-wire) For AUD, CAD, EUR, GBP, HUF, MYR, NZD, SGD, TRY, USD | Free |
| Receiving USD wire and Swift payments There’s a fixed fee to receive USD via wire and Swift | 6.11 USD |
| Receiving CAD Swift payments There’s a fixed fee to receive CAD via Swift | 10 CAD |
| Receiving Swift payments in 21 currencies No fee from us. Correspondent banks might charge fees we have no control over | Free |
Choose your fee for adding money
The price depends on the payment method you choose
Some ways to pay are free, others have a fee. Use the calculator to check.
Skip the fees by making a bank transfer
Add money to Wise Account via bank transfer for free when the currency stays the same. Pay a small fee to add USD or CAD.
Top tips for receiving money
Get paid like a local
Help whoever sends you money avoid fees. Just share your Wise Account details with them for the currency they’re sending.
You’ll get the money faster — and avoid hidden fees.
Receive your salary into Wise
Share your Wise Account details with your employer, and receive your primary income or pension directly into Wise. Then, convert it to whatever currency you like.
Receive money fast and for free from other Wise users
Got friends on Wise? Skip the bank details — and the fees. People can send same-currency payments directly to your Wise Account in a flash.