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  • Managing your account

Can I receive money without sharing my bank details?

If the Contacts on Wise feature is enabled, other people who know you can sync their contacts and you’ll show up in their Recipients. This is only possible for personal account holders.

They can also send money with only your email address. This is possible for both personal and business accounts.

  • If you’ve marked a primary account, we’ll show them the account you want to receive money into

  • If Contacts on Wise is enabled, we’ll find a match to your Wise account — just make sure you have a balance to receive money into first

How to control the feature in your account

On the app

  1. On Home, click on the profile icon on the top left corner

  2. Go to Privacy and Security

  3. Select Contacts on Wise

  4. Use the switches to select how you’d like to be found — or remove yourself as a recipient

On the website

  1. Click on your name on the right corner

  2. Go to Settings

  3. Select Contacts on Wise

  4. Use the switches to select how you’d like to be found — or remove yourself as a recipient

What do we do with the information from your phone’s contacts?

We never send or store your full phone’s contacts on our servers. We also never get in touch with your contacts. We only use this information to make it easier to send money between you and your friends.

Bear in mind that when you switch the feature on, any Wise customer with your phone number or email address will see your account name and photo on their app but rest assured that they will not be able to see any of your account numbers.

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© Wise Payments Limited 2023

Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.

All investment services are provided by the respective Wise Assets entity in your location.