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  • Receiving money

What types of payments can I receive into my account?

The type of payments you can receive depends on the currency. 

We can’t accept cash or cheque payments for any currency. 

AUD account details

Using your AUD account number and BSB code, you can receive:

  • bank transfers in AUD from anywhere in Australia

You can’t receive:

  • international SWIFT payments

  • transfers from Australian Superannuation Funds or Self-managed Super Funds

  • payments in currencies other than AUD

Learn more about AUD account details

CAD account details

Using your CAD account details, you can receive:

  • EFT credits (also known as direct deposits)

You can’t receive:

  • domestic wires

  • Interac payments

  • international SWIFT payments

  • payments in currencies other than CAD

Learn more about CAD account details

EUR account details

Using your EUR IBAN, you can receive:

  • any SEPA transfers in EUR

  • international SWIFT payments in EUR

You can’t receive:

  • payments in currencies other than EUR

Learn more about EUR account details

GBP account details

Using your GBP sort code and account number, you can receive:

  • Faster Payments, Bacs and CHAPS payments in GBP from anywhere in the UK

  • international SWIFT payments from outside the UK

You can’t receive:

  • payments in currencies other than GBP

Learn more about GBP account details

HUF account

Using your HUF account number, you can receive:

  • bank transfers in HUF from anywhere in Hungary

You can’t receive:

  • international SWIFT payments

  • payments in currencies other than HUF

Learn more about HUF account details

MYR account details

Using your MYR account details, you can receive:

  • bank transfers in MYR from anywhere in Malaysia (Instant Transfer, DuitNow and IBG/GIRO)

You can’t receive:

  • international SWIFT payments

  • payments in currencies other than MYR

NZD account details

Using your NZD account number, you can receive:

  • bank transfers in NZD from anywhere in New Zealand

You can’t receive:

  • international SWIFT payments

  • payments in currencies other than NZD

Learn more about NZD account details

PLN account details

Using your PLN account details, you can receive:

  • bank transfers in PLN from anywhere in Poland

You can’t receive:

  • international SWIFT payments

  • payments in currencies other than PLN

  • split VAT payments 

Learn more about PLN account details

RON account details

Using your RON account details, you can receive:

  • bank transfers in RON from anywhere in Romania

You can’t receive:

  • international SWIFT payments

  • payments in currencies other than RON

Learn more about RON account details

SGD account details

Using your SGD account details, you can receive:

  • bank transfers in SGD from anywhere in Singapore (FAST)

You can’t receive:

  • international SWIFT payments

  • payments in currencies other than SGD

  • MEPS bank transfers

Learn more about SGD account details

TRY account

Using your TRY IBAN you can receive: 

  • bank transfers in TRY from anywhere in Turkey 

You can’t receive: 

  • international SWIFT payments

  • payments in currencies other than TRY

Learn more about TRY account details

USD account details

Using your USD routing number and account number, you can receive:

  • ACH and domestic wire payments in USD from anywhere in the US

Using your USD SWIFT/BIC and account number, you can receive:

  • international wire/SWIFT payments in USD from certain countries

You can’t receive:

  • payments in currencies other than USD

  • If your routing number starts with 026, your account details have limits on how much you can receive

Learn more about USD bank details

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Related articles

  • How do I use my TRY account details?
  • How do I use my HUF account details?
  • How do I use my RON account details?
  • How do I use my SGD account details?
  • How do I use my PLN account details?

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Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.