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Guide to CZK transfers

Here you’ll find answers to the most common questions about Czech koruna (CZK) transfers.

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Sending to CZK

Who can I send CZK to? You can send CZK to any bank account in the Czech Republic.

What information do I need about my recipient?

You’ll need to know their full name and bank account number. In the Czech Republic, their bank account number can be either:

  • a local bank account, made up of an optional prefix (6 digits), an account number (10 digits), and a bank code (4 digits)

  • an IBAN, usually 24 digits long, starting with CZ, and made up of a mix of numbers and letters

If you’re sending to a business or government authority, they may ask you to include a 10-digit variable, or a “symbol” reference, which they use to identify your payment. If you’ve been asked for this, include it in the reference field for the transfer when setting it up on Wise.

How much can I send?

You can send up to 25 million CZK per transfer.

How long does it usually take for the money to arrive?

Once Wise receives and converts your money, it usually takes 1 working day to arrive in your recipient’s bank account. Conversion can take up to 2 working days. 

We’ll always give you an estimate for how long your transfer will take when you set it up.

Learn more about how long transfers take

Sending from CZK

What types of transfers can I use to send CZK?

There are 3 different transfer types: Fast and Easy transfers, Low Cost transfers, and transfers from your Wise balances.

Learn more about these types of transfers

How much can I send?

You can send up to 25 million CZK per transfer, depending on how you pay. If you pay by card, for example, the limit is lower — but you’ll only see the option to pay by card if you’re sending less than the limit. 

Where can I send from?

You can only send CZK from banks within the Czech Republic. You can’t send CZK by SWIFT.

How long does it usually take for the money to arrive?

It usually takes 1–2 working days for your money to get to Wise, depending on how you pay for your transfer. Then, we convert it and send it out. Conversion can take up to 2 working days. 

Check the guide for the currency you’re sending to for an estimate on how long it will take to arrive in your recipient’s account after we send it out. 

I’ve cancelled my payment, how long will my refund take?

We’ll let you know when we’ve refunded your money. The time it takes for you to get your refund depends on how you paid:

  • Bank transfers take up to 1 working day

  • Card payments take 2–10 working days

Make sure to wait until the above timeframe has passed before getting in touch about a refund — we can't speed up the process.

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  • Guide to DKK transfers

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