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Guide to ZAR transfers

Here you’ll find answers to the most common questions about South African rand (ZAR) transfers. 

You can’t currently send from ZAR. 

Check the latest fees

Sending to ZAR

Who can I send ZAR to?

You can send ZAR to individual and business bank accounts in South Africa.

What information do I need about my recipient?

You’ll need their:

  • full name

  • local account number, which is 7–11 characters 

  • bank name and BIC/SWIFT

  • email address

How much can I send?

You can send up to the equivalent of 1 million GBP to an account in ZAR.

How long does it usually take for the money to arrive?

Once we receive and convert your money, it usually takes 0–1 working days to arrive in your recipient’s bank account*. Conversion can take up to 2 working days. 

We’ll always give you an estimate for how long your transfer will take when you set it up.

Learn more about how long transfers take

Is there any other information I need to know?

When receiving money from abroad, personal recipients need to fill out a form in order to send a report to the South African Reserve Bank. So, our South African partner Exchange4Free will email your recipient with a link to this form.

This is due to South African regulations and needs to be done once a year and per recipient only. If the information isn’t provided on time, the bank may reject the payment. If this happens, we’ll let you know.

*If your recipient fills in the form before 1:00 PM South Africa time (SAST) ─ your transfer will arrive to your recipient at 7:00 PM the same day. Otherwise, it will arrive the next day.

For payments to businesses, we use the SWIFT network.

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