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Send money to Alipay

Send money to Alipay from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
  • Arrives
    by Monday, May 18
  • Total fees
    Included in JPY amount
    • You could save up to 18,153 JPY

    Send money to Alipay

    Send money to Alipay from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

    Availability of the payment type depends on the currency or the region.

    Read more
    • Low fees — fees get cheaper the more you send
    • Lightning fast — money typically arrives in seconds
    • Perfectly predictable — lock in an exchange rate for your international transfer
    Open an account
  • Arrives
    by Monday, May 18
  • Total fees
    Included in JPY amount
    • You could save up to 18,153 JPY

    Compare International Money Transfer Services & Fees

    The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

    Send money now
    Wise
    Wise
    		Rakuten 楽天銀行
    Rakuten
    		SMBC
    SMBC
    		MUFG
    MUFG Bank

    Recipient gets

    (Total after fees)

    		398.88 CNY343.43 CNY275.48 CNY169.68 CNY

    Exchange rate

    (1 CNYJPY)

    		23.297524.022623.595623.5736

    Exchange rate markup

    		0 JPY302 JPY126 JPY117 JPY

    Transfer fee

    		707 JPY1,750 JPY3,500 JPY6,000 JPY

    Total transfer cost

    		707 JPY2,052 JPY3,626 JPY6,117 JPY
    Show more providers
    This applies when you pay in via bank transfer. How do we collect this data?

    How to send money to Alipay in 3 easy steps

    Start your transfer.

    Enter amount to send in JPY.

    Pay in JPY with your debit card or credit card, or send the money from your online banking.

    Get the best rate out there.

    Choose your recipient.

    Select who you want to send money to and which pay-out method to use.

    Money is locally delivered.

    Send JPY, receive CNY.

    The recipient gets money in CNY directly from Wise’s local bank account.

    Create free account now

    What is Alipay money transfer?

    Alipay is a hugely popular way to send and receive payments in CNY - making it a great option if you’re sending money to be received in yuan, from your Wise personal account.

    To receive money on Alipay through Wise, your recipient must be a Chinese citizen, registered with a Chinese Mainland Resident ID card. Wise personal customers can send from 25 different currencies to Alipay, and the funds are deposited into the recipient’s Alipay wallet, or the bank account associated with their Alipay account. Wise Business customers can’t make Alipay money transfers.

    You can send up to 50,000 CNY to Alipay with Wise. Your recipient can receive up to 500,000 CNY a year, or a total of 10 transactions a month from services including Wise. If your recipient has exhausted their Alipay limits, you’ll be able to pick a different money transfer payout method instead.

    Learn more about using Alipay transfers.

    Online money transfer fees

    How much does it cost to send money to Alipay?

    To send money to Alipay with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

    Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

    No big fees, hidden or otherwise. So it's cheaper than what you're used to.

    Calculate how much you can save

    Cheapest way to send money abroad

    The cheapest way to send JPY to CNY is by using money that's in your Wise account and costs 12,226 JPY. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

    JPY

    CNY

    Sending JPYTransfer cost
    Wise account12,226 JPY
    Bank transfer12,332 JPY

    How we keep your money safe

    Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

    How we keep your money safe
    • Rock-solid technology
      Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
    • People who care, 24/7
      With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
    • Your money, not ours
      Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

    4.3 / 5 on Trustpilot from 289,778 reviews

    Read more reviews on Trustpilot