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Send money to UnionPay

Send money to UnionPay from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
 Rate guaranteed (6h)
  • Bank transfer fee
    0 GBP
  • Our fee
    40.08 GBP
Total included fees (0.94%)
40.08 GBP
  • You could save up to 61.83 GBP

Should arrive in seconds

Send money to UnionPay

Send money to UnionPay from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
 Rate guaranteed (6h)
  • Bank transfer fee
    0 GBP
  • Our fee
    40.08 GBP
Total included fees (0.94%)
40.08 GBP
  • You could save up to 61.83 GBP

Should arrive in seconds

See how much it costs to send money abroad

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Send money now
Wise
Wise
Western Union
Western Union
RBS
RBS
NatWest
NatWest

Recipient gets

(Total after fees)

9,341.18 CNY9,332.32 CNY9,221.95 CNY9,221.41 CNY

Exchange rate

(1 GBPCNY)

9.446999.360319.221959.22141

Exchange rate markup

0 GBP9.18 GBP23.82 GBP23.88 GBP

Transfer fee

11.20 GBP2.99 GBP0 GBP0 GBP

Total transfer cost

11.20 GBP12.17 GBP23.82 GBP23.88 GBP
Show more providers
This applies when you pay in via bank transfer or ACH payments. How do we collect this data?

How to send money to UnionPay in 3 easy steps

Start your transfer.

Enter amount to send in GBP.

Pay in GBP with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.

Choose your recipient.

Select who you want to send money to and which pay-out method to use.

Money is locally delivered.

Send GBP, receive CNY.

The recipient gets money in CNY directly from Wise’s local bank account.

Create free account now

What is UnionPay money transfer?

A UnionPay card money transfer can get money to friends and family in China easily and conveniently.

Wise provides UnionPay card money transfers to personal card holders, where the UnionPay account is in CNY, has been opened with a Chinese national ID, and supports UnionPay’s MoneyExpress service.

Wise UnionPay card money transfers are offered in 21 supported currencies, when the sender is based in a country where UnionPay can process payments, and the UnionPay card is aligned to an account with a Chinese bank that accepts incoming international transfers.

You can make a UnionPay card money transfer up to the value of 33,000 CNY per transaction. UnionPay card accounts can receive up to 10,000 USD or the CNY equivalent per day, or 50,000 USD per year. This total amount includes payments made through Wise and alternative services providing international transfers to UnionPay.

Learn more about using UnionPay card transfers.

Online money transfer fees

How much does it cost to send money to UnionPay?

To send money to UnionPay with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

Cheapest way to send money abroad

The cheapest way to send GBP to CNY is by using money that's in your Wise account and costs 39.91 GBP. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

GBP

CNY

Sending GBPTransfer cost
Wise account39.91 GBP
PISP40.08 GBP
Bank transfer40.08 GBP
Debit card179.85 GBP
Credit card137.54 GBP
Swift40.08 GBP
Apple Pay137.54 GBP

See where Wise works

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe
  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

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