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Multi-currency banking without the bank.

Get everything you need to bank abroad — like a UK sort code, IBAN, and US routing number, and bank-level security. All for a one-time fee of 16 GBP.
multi-currency account

Get alternative local bank accounts from home.

Get a UK account number, Euro IBAN, US routing number, Australian BSB code, and more. Use them like you would any bank account numbers.

Set them up in minutes — no local address needed — and manage activity right from your phone.

Get started >

Get alternative local bank accounts from home.

Receive payments, set up direct debits, and more.

Share your account details with people who are paying you, or use them to set up direct debit.

They make your Wise Business account act like a bank account in the UK, US, Eurozone, Australia, and more.

Get started >

Receive payments, set up direct debits, and more.

Spend with your debit card in any currency.

Pay expenses online or in-store without foreign transaction fees. For way cheaper than other cards.

Get your card info the second you order, plus cards for your team. So you can track employee spending from wherever you all are.

Start spending today >

Spend with your debit card in any currency.

Sell in any currency on Shopify, Stripe, and more.

Use your account details like you would a bank account to withdraw profit from sales platforms in any currency.

Avoid recipient and high conversion fees — while expanding to more customers.

Get started >

An input form and bank card

Give your team access to your account.

Add your accountant as a viewer, your finance team as payers, or your co-founder as an admin — and work together as a team. You have complete control over who does what.

Connect your Wise Business account with platforms like Xero, FreeAgent, and QuickBooks.

Get started >

An input form and bank card

Move money between offices and subsidiaries instantly.

No need to open a bank account for your offices and subsidiaries in other countries. Hold and convert money in seconds, and make payments right from Wise Business.

You can sync activity by currency to accounting platforms like Xero, QuickBooks, and FreeAgent.

Open your account today >

Move money between offices and subsidiaries instantly.


Get local bank details.

These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.

GBPBritish Pound

Get your own Account Number and Sort Code.


Get your own SWIFT/BIC and IBAN details.

USDUS Dollar

Get your own Routing (ABA) and Account Number.

AUDAustralian Dollar

Get your own BSB Code and Account Number.

NZDNew Zealand Dollar

Get your own Account Number.

HUFHungarian Forint

Get your own Account Number.

RONRomanian Leu

Get your own SWIFT/BIC and IBAN details. Currently only available to residents of the UK and Romania.

SGDSingapore Dollar

Get your own Account Number.

Hold & manage money.

You can hold and manage money in more than 50 currencies. This lets you avoid exchange rate movements and prep for future transfers.

GBPBritish Pound

AUDAustralian Dollar

AEDUnited Arab Emirates Dirham

ARSArgentine Peso

BDTBangladeshi Taka

BWPBotswana Pula

BGNBulgarian Lev

CHFSwiss Franc

CLPChilean Peso

CNYChinese Yuan

CRCCosta Rican Colón

CZKCzech Koruna

DKKDanish Krone

EGPEgyptian Pound

GELGeorgian Lari

GHSGhanaian Cedi

HKDHong Kong Dollar

HRKCroatian Kuna


CADCanadian Dollar

HUFHungarian Forint

IDRIndonesian Rupiah

ILSIsraeli Shekel

INRIndian Rupee

JPYJapanese Yen

KESKenyan Shilling

KRWSouth Korean Won

LKRSri Lankan Rupee

MADMoroccan Dirham

MXNMexican Peso

MYRMalaysian Ringgit

NGNNigerian Naira

NOKNorwegian Krone

NPRNepalese Rupee

PENPeruvian Sol

PHPPhilippine Peso

NZDNew Zealand Dollar

USDUS Dollar

PLNPolish Zloty

PKRPakistani Rupee

RONRomanian Leu

RUBRussian Ruble

SEKSwedish Krona

SGDSingapore Dollar

THBThai Baht

TRYTurkish Lira

TZSTanzanian Shilling

UAHUkrainian Hryvnia

UGXUgandan Shilling

UYUUruguayan Peso

VNDVietnamese Dong

XOFWest African CFA Franc

ZARSouth African Rand

ZMWZambian kwacha

Send money to 80+ countries.

You can use money in your multi-currency account to send to any of the currencies on Wise.

United Arab Emirates Dirham

Argentine Peso

Australian Dollar

Bangladeshi Taka

Bulgarian Lev

Brazilian Real

Botswana Pula

Canadian Dollar

Swiss Franc

Chilean Peso

Chinese Yuan

Costa Rican Colón

Czech Koruna

Danish Krone

Egyptian Pound


British Pound

Georgian Lari

Ghanaian Cedi

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Norwegian Krone

Nigerian Naira

Nepalese Rupee

New Zealand Dollar

Peruvian Sol

Philippine Peso

Pakistani Rupee

Polish Zloty

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Tanzanian Shilling

Ukrainian Hryvnia

Ugandan Shilling

Uruguayan Peso

US Dollar

Vietnamese Dong

West African CFA Franc

South African Rand

Zambian kwacha


It's free to set up your Wise account for international money transfers. It costs a one-time fee of 16 GBP to set up your account with everything you need for international banking. Like account details for the UK, US, EU and more, and debit cards.

There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.

Click here to learn more about pricing >

There's a cheap, upfront fee to convert currencies in your account. It depends on the currencies you're converting. [Click here to go to our pricing page] (

You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate — like the one you see on Google.

Adding money to your balances is the same as making a transfer.

Choose how you’d like to pay, and we’ll tell you how much it costs ー and when the money will arrive.

It's free to send money from one Wise account to another. And there's a small fixed fee to send money from your Wise account to a bank account.

[Click here to learn more about pricing] (

Wise keeps your money in established financial institutions like JP Morgan Chase and Barclays. Where your money is depends on which country your Wise Business account address is in — if your account address in the UK, for example, we keep your money in Barclays, or other financial institutions in the EEA.

More on how we keep your money safe >

Wise follows strict rules set by regulators in every country we operate in. These include the Financial Conduct Authority (FCA) in the UK and EEA, the Financial Crimes Enforcement Network (FinCEN) in the US, the National Bank of Belgium in Belgium, and many other regulators around the world. The address on your Wise account determines which regulator you’re covered by.

We are required by law, we have to keep all of your money in accounts that are completely separate from the ones we use to run our business. So, if anything were to happen to Wise, your money would be safe.

More than 10 million customers trust us to move their money around the world. We move more than 4.5 billion GBP every month at Wise — and we take the safety and security of your money seriously.

Learn more about how we keep your money safe

Get the only account you need to go global.

Open your account today