Multi-currency banking without the bank.
Get alternative local bank accounts from home.
Get a UK account number, Euro IBAN, US routing number, Australian BSB code, and more. Use them like you would any bank account numbers.
Set them up in minutes — no local address needed — and manage activity right from your phone.
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Receive payments, set up direct debits, and more.
Share your account details with people who are paying you, or use them to set up direct debit.
They make your Wise Business account act like a bank account in the UK, US, Eurozone, Australia, and more.
Spend with your debit card in any currency.
Pay expenses online or in-store without foreign transaction fees. For way cheaper than other cards.
Get your card info the second you order, plus cards for your team. So you can track employee spending from wherever you all are.
Sell in any currency on Shopify, Stripe, and more.
Use your account details like you would a bank account to withdraw profit from sales platforms in any currency.
Avoid recipient and high conversion fees — while expanding to more customers.
Give your team access to your account.
Add your accountant as a viewer, your finance team as payers, or your co-founder as an admin — and work together as a team. You have complete control over who does what.
Connect your Wise Business account with platforms like Xero, FreeAgent, and QuickBooks.
Move money between offices and subsidiaries instantly.
No need to open a bank account for your offices and subsidiaries in other countries. Hold and convert money in seconds, and make payments right from Wise Business.
You can sync activity by currency to accounting platforms like Xero, QuickBooks, and FreeAgent.
Coverage.
Get local bank details.
These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.
British Pound
Get your own Account Number and Sort Code.
Euro
Get your own SWIFT/BIC and IBAN details.
US Dollar
Get your own Routing (ABA) and Account Number.
Australian Dollar
Get your own BSB Code and Account Number.
New Zealand Dollar
Get your own Account Number.
Hungarian Forint
Get your own Account Number.
Romanian Leu
Get your own SWIFT/BIC and IBAN details. Currently only available to residents of the UK and Romania.
Singapore Dollar
Get your own Account Number.
Hold & manage money.
You can hold and manage money in more than 50 currencies. This lets you avoid exchange rate movements and prep for future transfers.
British Pound
Argentine Peso
Botswana Pula
Chinese Yuan
Ghanaian Cedi
South Korean Won
Malaysian Ringgit
Send money to 80+ countries.
You can use money in your multi-currency account to send to any of the currencies on Wise.
United Arab Emirates Dirham
Argentine Peso
Australian Dollar
Bangladeshi Taka
Bulgarian Lev
Brazilian Real
Botswana Pula
Canadian Dollar
Swiss Franc
Chilean Peso
Chinese Yuan
Costa Rican Colón
Czech Koruna
Danish Krone
Egyptian Pound
Euro
British Pound
Georgian Lari
Ghanaian Cedi
Hong Kong Dollar
Croatian Kuna
Hungarian Forint
Indonesian Rupiah
Israeli Shekel
Indian Rupee
Japanese Yen
Kenyan Shilling
South Korean Won
Sri Lankan Rupee
Moroccan Dirham
Mexican Peso
Malaysian Ringgit
Norwegian Krone
Nigerian Naira
Nepalese Rupee
New Zealand Dollar
Peruvian Sol
Philippine Peso
Pakistani Rupee
Polish Zloty
Romanian Leu
Russian Ruble
Swedish Krona
Singapore Dollar
Thai Baht
Turkish Lira
Tanzanian Shilling
Ukrainian Hryvnia
Ugandan Shilling
Uruguayan Peso
US Dollar
Vietnamese Dong
West African CFA Franc
South African Rand
Zambian kwacha
FAQs
It's free to set up your Wise account for international money transfers. It costs a one-time fee of 16 GBP to set up your account with everything you need for international banking. Like account details for the UK, US, EU and more, and debit cards.
There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.
There's a cheap, upfront fee to convert currencies in your account. It depends on the currencies you're converting. [Click here to go to our pricing page] (https://wise.com/pricing/)
You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate — like the one you see on Google.
Adding money to your balances is the same as making a transfer.
Choose how you’d like to pay, and we’ll tell you how much it costs ー and when the money will arrive.
It's free to send money from one Wise account to another. And there's a small fixed fee to send money from your Wise account to a bank account.
[Click here to learn more about pricing] (https://wise.com/help/article/2888782/borderless-account/how-much-does-it-cost-to-move-to-a-bank-account)
Wise keeps your money in established financial institutions like JP Morgan Chase and Barclays. Where your money is depends on which country your Wise Business account address is in — if your account address in the UK, for example, we keep your money in Barclays, or other financial institutions in the EEA.
Wise follows strict rules set by regulators in every country we operate in. These include the Financial Conduct Authority (FCA) in the UK and EEA, the Financial Crimes Enforcement Network (FinCEN) in the US, the National Bank of Belgium in Belgium, and many other regulators around the world. The address on your Wise account determines which regulator you’re covered by.
We are required by law, we have to keep all of your money in accounts that are completely separate from the ones we use to run our business. So, if anything were to happen to Wise, your money would be safe.
More than 10 million customers trust us to move their money around the world. We move more than 4.5 billion GBP every month at Wise — and we take the safety and security of your money seriously.