Summary of fee changes
This blog post is to update our customers about changes in price and is not a marketing communication. Our mission is to lower the cost of moving money across...
We’re updating our fees
This blog post is to update our customers about changes in price and is not a marketing communication.
We regularly review our fees to reflect the real cost of moving your money - so you never pay more than you need to.
The fee for your transfer is based on:
- the currency you're sending from,
- the currency the recipient receives, and
- how you're funding the transfer.
After the latest review, fees for some routes got more expensive and others got cheaper. For example, the currency you’re sending from may have gotten cheaper, while the destination currency may have gotten more expensive - this could offset the impact of the changes for your transfer.
The rest of this post outlines the currencies and payment methods that have changed. You can download this information as a PDF.
Our pricing calculator can tell you how much your next transfer might cost.
Learn more about why we’re making these changes.
It’s now cheaper to send from:
| Currency | Pay-in method |
|---|---|
| CAD | Wise account, wire transfer, bill payment |
| USD, GBP, CHF, EUR, NOK, CZK, TRY, AUD, HKD, IDR, JPY, MYR, NZD, SGD, BRL, HUF, SEK, DKK | Wise account |
It’s now cheaper to send to:
| Currency | Pay-out method |
|---|---|
| GBP, PLN, TRY, CZK, BGN, MYR, CNY, CLP, UYU | Wise account |
| NPR | Bank transfer, Wise account |
See how much our new fees may impact the cost of your transfers.
These routes got cheaper for larger transfers and more expensive for smaller transfers
From:
| Currency | Pay-out method |
|---|---|
| DKK, SEK | Trustly, bank transfer, Visa debit card |
| CAD | Direct debit, Debit card |
| USD | Wire transfer |
| EUR | iDeal, Sofort, Trustly,Bank transfer, Visa debit card |
| GBP, NOK | Bank transfer, Visa debit card |
| BRL | Pix, bank transfer |
| CZK | Visa credit card, bank transfer |
| HUF | Business credit card, bank transfer |
| CHF, AUD, HKD, IDR, JPY, MYR, NZD, SGD, TRY | Bank transfer |
| PLN, CZK, RON, BGN | Visa debit card |
To:
| Currency | Pay-out method |
|---|---|
| CNY, GBP, BRL, CLP, MYR, PLN, TRY, HKD, CZK, BGN, UYU | Bank transfer |
See how much our new fees may impact the cost of your transfers.
However, it’s more expensive to fund your Wise account and send from:
| Currency | Pay-in method |
|---|---|
| PLN, RON | Bank transfer, Wise account, Credit card, Mastercard debit card, business debit and credit card, international card |
| USD | Bank debit (ACH), debit and credit cards |
| CAD | Interac, credit card, business debit and credit cards, international card |
| BGN | Bank transfer, Credit cards, Mastercard debit card, business debit and credit cards, international card |
| EUR | Mastercard debit card, credit card, international card, business card |
| GBP | Mastercard debit card, business debit card, international card, debit and credit card |
| CHF | Debit and credit cards |
| HUF | Debit and credit cards, business debit card |
| SEK, DKK, NOK | Credit card, Mastercard debit card, business debit and credit card, international card |
| CZK | Mastercard credit and debit cards, business debit and credit card, international card |
| NZD | POLi |
| SGD, HKD, BRL | Debit and credit cards |
And more expensive to send to:
| Currency | Pay-out method |
|---|---|
| EUR | Bank transfer to a country outside of SEPA, bank transfer |
| HUF, RON, ILS, COP, GEL, INR, THB, MXN, BDT, LKR, PHP, PKR, AED, ZAR, MAD, CRC, EGP, FJD, GTQ | Bank transfer, Wise account |
| USD, CAD, CHF, DKK, NOK, SEK, AUD, NZD, SGD | Balance transfer |
| CNY | Union Pay, Alipay, WeChat Pay |
| BRL | Wise account |
It’s also getting more expensive to send same-currency transfers from your balance in these currencies:
AED, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, CLP, CNY, COP, CRC, CZK, DKK, EGP, GEL, GHS, HKD, IDR, ILS, INR, JPY, KES, KRW, LKR, MAD, MXN, MYR, MZN, NAD, NGN, NOK, NPR, NZD, PEN, PHP, PKR, PLN, RON, RUB, SEK, THB, TRY, TZS, UAH, UGX, USD, UYU, VND, XOF, ZAR, ZMW.
Sending same-currency transfers from your balance in these currencies will still be free:
GBP, EUR, HUF, SGD
See how much our new fees may impact the cost of your transfers.
When do price changes apply to me?
We’ll always let you know if and when we change the prices of our fees. The date for these changes depends on where you live, how you fund transfers, and whether the fee is decreasing or increasing.
Price decreases
When we decrease our prices, the change is immediately available for all Wise customers. We’ll do this before notifying you, so that you can start benefiting from the savings as soon as possible.
Price increases for sending money
If you’ve funded your transfers from an account outside Wise via a bank transfer or a debit/credit card — we’ll notify you before a price increase if you've sent money using that currency in the past 6 months.
Price increases for using your Wise account and Wise card
If you use fund transfers from your Wise balance, convert currencies between Wise balances, or spend using the Wise card — we’ll notify you before a price increase within 7-62 days, depending on where you live. Check below for your notification period*.
| Your address | Notification period for using your Wise account and Wise card |
|---|---|
| Australia | 20 days |
| Canada | 30 days |
| Japan | 30 days |
| Singapore | 7 days |
| USA | 21 days |
| EU/EEA | 62 days |
| UK | 62 days |
| Any other country not listed above | 62 days |
*What does the notification period mean?
It’s the minimum number of calendar days, required by our regulators, between the date we sent you the notification, and implementing the change. If you disagree with these changes at any point, you have the right to close your account with us.
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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