Send money with INTERAC e-Transfer

Send money with INTERAC e-Transfer from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
Read more

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (47h)

You send exactly

Recipient gets

Paying with

INTERAC e-Transfer®

For this payment method, you'd need to pay 40,000 CAD, which is above our limit of 25,000 CAD.

INTERAC e-Transfer® fee
52.80 CAD
Our fee
177.96 CAD

Total included fees
230.76 CAD

You could save up to 324.59 CAD

Should arrive by Wednesday

You're sending a lot so we discounted our fee

Get fees as low as 0.1%.

Learn more

Send money with INTERAC e-Transfer

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (47h)

You send exactly

Recipient gets

Paying with

INTERAC e-Transfer®

For this payment method, you'd need to pay 40,000 CAD, which is above our limit of 25,000 CAD.

INTERAC e-Transfer® fee
52.80 CAD
Our fee
177.96 CAD

Total included fees
230.76 CAD

You could save up to 324.59 CAD

Should arrive by Wednesday

You're sending a lot so we discounted our fee

Get fees as low as 0.1%.

Learn more

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 EUR with	Recipient gets(Total after fees)
	36,534.24 THB
Transfer fee 8.62 EUR Exchange rate(1 EUR THB) 36.8519 Exchange rate markup -57,050.30 EUR Cost of transfer -57,041.68 EUR

	36,063.46 THB- 470.78 THB
Transfer fee 15 EUR Exchange rate(1 EUR THB) 36.6126 Exchange rate markup -56,673.43 EUR Cost of transfer -56,658.43 EUR

	35,582.64 THB- 951.60 THB
Transfer fee 31.90 EUR Exchange rate(1 EUR THB) 36.7551 Exchange rate markup -56,897.87 EUR Cost of transfer -56,865.97 EUR

	34,560.86 THB- 1,973.38 THB
Transfer fee 5.99 EUR Exchange rate(1 EUR THB) 34.7691 Exchange rate markup -53,769.44 EUR Cost of transfer -53,763.45 EUR

	34,376.22 THB- 2,158.02 THB
Transfer fee 35 EUR Exchange rate(1 EUR THB) 35.6230 Exchange rate markup -55,114.55 EUR Cost of transfer -55,079.55 EUR

Show more providers

How to send money with INTERAC e-Transfer in 3 easy steps

Enter amount to send in CAD

Pay in CAD with INTERAC e-Transfer.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send CAD with INTERAC e-Transfer, receive EUR

The recipient gets money in EUR directly from Wise’s local bank account.

Create free account now

What is INTERAC e-Transfer money transfer?

Paying for your Wise international payment by INTERAC e-Transfer is convenient and can be done right from your laptop or smartphone.

All you’ll need to do is select INTERAC e-Transfer Request Money as your preferred way to pay, and then follow the instructions on the money request you receive through your Interac phone number or email. Each Interac money request you generate is good for 24 hours, so you can set up your payment at your convenience, online or in your bank’s mobile app. Easy.

Once you approve the Interac money request your payment is usually received by Wise in just a few minutes. That means Wise can get it on the way to your recipient faster, too.

Learn more about using Interac transfers.

Online money transfer fees

How much does it cost to send money with INTERAC e-Transfer?

To send money with INTERAC e-Transfer with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer with INTERAC e-Transfer take?

A money transfer with INTERAC e-Transfer (CAD-EUR) should arrive by Wednesday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

CAD

EUR

Should arrive

by Wednesday

Wise works nearly everywhere

Send money

Account details

Hold and convert money

Euro
Swift/BIC and IBAN
British pound
Swift/BIC, IBAN, Sort code and Account number
United States dollar
Routing number, Swift/BIC, Account number and Account type
United Arab Emirates dirham
Swift/BIC and IBAN
Australian dollar
Swift/BIC, Account number and BSB code
Bulgarian lev
Swift/BIC and IBAN
Canadian dollar
Swift/BIC, Account number and Institution number
Swiss franc
Swift/BIC and IBAN
Chinese yuan
Swift/BIC and IBAN
Czech koruna
Swift/BIC and IBAN
Danish krone
Swift/BIC and IBAN
Hong Kong dollar
Swift/BIC and IBAN
Hungarian forint
Swift/BIC, IBAN and Account number
Israeli shekel
Swift/BIC and IBAN
Japanese yen
Swift/BIC and IBAN
Norwegian krone
Swift/BIC and IBAN
New Zealand dollar
Swift/BIC and Account number
Polish złoty
Swift/BIC and IBAN
Swedish krona
Swift/BIC and IBAN
Singapore dollar
Bank name, Bank code and Account number
Turkish lira
IBAN
Ugandan shilling
Swift/BIC and IBAN
South African rand
Swift/BIC and IBAN

United Arab Emirates dirham
Australian dollar
Bangladeshi taka
Bulgarian lev
Canadian dollar
Swiss franc
Chilean peso
Chinese yuan
Colombian peso
Costa Rican colón
Czech koruna
Danish krone
Egyptian pound
Euro
British pound
Georgian lari
Hong Kong dollar
Hungarian forint
Indonesian rupiah
Israeli shekel
Indian rupee
Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira
Norwegian krone
Nepalese rupee
New Zealand dollar
Philippine peso
Pakistani rupee
Polish złoty
Romanian leu
Swedish krona
Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia
Ugandan shilling
United States dollar
Uruguayan peso
Vietnamese dong
West African CFA franc
South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Seemless and excellent service. fast and reliable. I am thrilled to know that you meet my need of a financial app. Great job!!!

Abiodun Joshua Emmanuel

Great service

Andrea Corallo

Ease of use with clear instructions and simple procedures

Nigel

Reviews from: