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International money transfers.

FINTRAC regulated
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Over 13 million customers
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  • 2.49 CADfee
  • 6.09 CADOur fee
  • 8.58 CADTotal fees
  • =991.42 CADAmount we’ll convert
  • ×0.786225 (94 hrs)
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Join over 13 million people who choose Wise for fast and secure online money transfers. We’re up to 8x cheaper than banks.

We use the real exchange rate

How much does it cost to transfer CAD to USD?

Pay a small, flat fee and percentage

To send money in CAD to USD, you pay a small, flat fee of 1.88 CAD + 0.52% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fixed fee1.88 CAD
Variable fee
up to 160,616 CAD/month
0.52%
Variable fee
more than 160,616 CAD/month
Discount applies

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

CAD
USD

Should arrive

by June 1st

How to send money from CAD to USD.

  1. 1. Register for free.

    Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.

  2. 2. Choose an amount to send.

    Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

  3. 3. Add recipient’s bank details.

    Fill in the details of your recipient’s bank account.

  4. 4. Verify your identity.

    For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

  5. 5. Pay for your transfer.

    Send your money from Direct debit, wire transfer, Bill payment, or a debit or credit card.

  6. 6. That’s it.

    We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Best ways to send money internationally

Choosing the right way to transfer money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

Here are the best ways to do an international money transfer with Wise:

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.

  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.

  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Protecting you and your money

Every month, our customers trust us to move over $8 billion of their money. Here are some of the important ways we protect them.

Online scams are on the rise. Learn how to stay safe

Trustpilot score 4.6 out of 5, from 157,311 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

This may help answer some of your questions