Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

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Over 16 million customers
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  • 2.39 CAD
  • 6.65 CADOur fee
  • 9.04 CADTotal fees
  • =
    990.96 CADTotal amount we’ll convert
  • ×

How long will a money transfer take?

Sending money fromSending money toTransfer methodShould arrive by
CADEURDirect Debitin 4 hours
CADAEDDirect Debitby Wednesday
CADAUDDirect Debitin 5 hours
CADBDTDirect Debitby Wednesday
CADBGNDirect Debitin 4 hours
CADBRLDirect Debitin 8 hours
CADCHFDirect Debitin 35 minutes
CADCLPDirect Debitby Thursday
CADCNYDirect Debitin seconds
CADCOPDirect Debitin 3 hours
CADCRCDirect Debitby Thursday
CADCZKDirect Debitin 11 hours
CADDKKDirect Debitby Wednesday
CADEGPDirect Debitby Wednesday
CADFJDDirect Debitin 10 minutes
CADGBPDirect Debitin seconds
CADGELDirect Debitin 4 hours
CADHKDDirect Debitin 10 minutes
CADHUFDirect Debitin seconds
CADIDRDirect Debitin 60 minutes
CADILSDirect Debitby Wednesday
CADINRDirect Debitin seconds
CADJPYDirect Debitby Wednesday
CADKESDirect Debitin 30 minutes
CADKRWDirect Debitin 3 minutes
CADLKRDirect Debitin seconds
CADMADDirect Debitby Thursday
CADMXNDirect Debitin 8 hours
CADMYRDirect Debitin seconds
CADNOKDirect Debitby Wednesday
CADNPRDirect Debitby Wednesday
CADNZDDirect Debitby Wednesday
CADPHPDirect Debitin 25 minutes
CADPKRDirect Debitin seconds
CADPLNDirect Debitby Wednesday
CADRONDirect Debitby Wednesday
CADSEKDirect Debitin 4 hours
CADSGDDirect Debitin seconds
CADTHBDirect Debitin seconds
CADTRYDirect Debitin 10 minutes
CADTZSDirect Debitin 7 hours
CADUAHDirect Debitin 8 hours
CADUGXDirect Debitin 8 hours
CADUSDDirect Debitin 11 hours
CADUYUDirect Debitby Thursday
CADVNDDirect Debitin 40 minutes
CADZARDirect Debitby Wednesday

How to send money abroad instantly?

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

  • You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  • You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  • All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Trustpilot score 4.1 out of 5, from 198,357 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at

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