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Send money to Japan

Fast, low-cost, and secure online money transfers from Canada to Japan.

FINTRAC regulated
Learn more
Over 15 million customers
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  • 2.39 CAD
  • 8.96 CADOur fee
  • 11.35 CADTotal fees

  • =
    988.65 CADTotal amount we’ll convert
  • ×
    95.1111

Compare the best money transfer service to Japan

Sending 1,000.00 CAD withRecipient gets(Total after fees)Transfer feeExchange rate(1 CAD JPY)
WiseCheapest94,032 JPYSave up to 4,697 JPY11.35 CAD95.1111Mid-market rate
Remitly91,675 JPY- 2,357 JPY6.99 CAD92.3200
OFX91,543 JPY- 2,489 JPY15.00 CAD92.9368
Scotiabank91,470 JPY- 2,562 JPY1.99 CAD91.6523
Royal Bank of Canada91,337 JPY- 2,695 JPY10.00 CAD92.2594
PayPal89,695 JPY- 4,337 JPY4.99 CAD90.1447
TD Bank89,335 JPY- 4,697 JPY25.00 CAD91.6254
globe

How to send money to Japan in 3 easy steps

Wise is easy.

How to send money to Japan from Canada

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to Japan?

Pay a small, flat fee and percentage

To send money in CAD to Japan, you pay a small, flat fee of 5.23 CAD + 0.61% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fixed fee
5.23 CAD
Variable feeup to 168,107 CAD/month
0.61%
Variable feemore than 168,107 CAD/month

How long will a money transfer to Japan take?

A money transfer from Canada (CAD) to Japan (JPY) should arrive by Monday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

CAD
JPY

Should arrive

by Monday

What you’ll need for your online money transfer to Japan

Best ways to send money to Japan

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Trust Wise with safe & secure money transfers to Japan

    Safeguarded with leading banks

    We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

    Regulated by FINTRAC

    We’re regulated by authorities around the world. This includes the FCA in the UK and FinCEN in the US.

    Audited regularly

    We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

    Extra-secure transactions

    We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

    Data protection

    We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

    Dedicated anti-fraud team

    We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Trustpilot score 4.4 out of 5, from 186,755 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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