Who can I send Japanese yen (JPY) to?

You can send Japanese yen (JPY) to any Japanese bank account domestically and through Swift, as well as to global accounts that can receive Japanese yen (JPY) through Swift.

What information do I need about my recipient?

For local payments: - Full bank account name (usually in Katakana) – this must match exactly what’s printed on the first inside page of the bankbook. - Account number – usually 7 digits. - Account type: - 普通 (Futsuu) Savings/General - 貯蓄 (Chochiku) Savings Deposit - 当座 (Touza) Checking/Current - Bank name and branch – in Latin alphabet, Katakana, Kanji, or provide a bank or branch code. For Swift payments: - Full name on the bank account in Latin alphabet - Swift/BIC code - Account number

How much can I send to Japan?

The amount you can send depends on if your registered address on your Wise account is inside or outside Japan. It can also depend on the currency you’re sending from, so check the relevant currency article for more info. If your Wise account’s registered address is inside Japan: - You can send up to 1 million Japanese yen (JPY) from your Wise balance. - You can send up to 150 million Japanese yen (JPY) using Send and paying from outside Wise. If your Wise account’s registered address is outside Japan: - You can send up to 150 million Japanese yen (JPY) to domestic Japan recipients, regardless of whether you’re sending from your Wise balance or paying in from outside Wise. If you are sending to a Swift recipient in Japan, the minimum amount you can send is 1 million Japanese yen (JPY). Sending to domestic recipients is cheaper and faster, so please ask your recipient for a domestic account for ‘furikomi’ (振込) purposes instead if you’re sending less than 1 million Japanese yen (JPY). Learn more about sending Large Transfers if you live in Japan

How long does a money transfer to Japan take?

Once Wise receives and converts your money, it usually takes 1 working day to arrive in your recipient’s bank account. Conversion can take up to 2 working days. If you’re sending to a recipient using the Swift payment network , it will take longer. Correspondent banks in between may also deduct their handling fees . We recommend asking your Japanese yen (JPY) recipient for a domestic bank account for faster and cheaper transfers. Learn more about how long transfers take

Send money to Japan

Save on your online money transfer to Japan from from Canada. Transfer Canadian dollar to Japanese yen quickly, safely and join over 12.8 million people using Wise.

Send money from Japan to Canada instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (47h)

You send exactly

Recipient gets

Paying with

Domestic wire transfer

Domestic wire transfer fee
0.31 CAD
Our fee
210.16 CAD

Volume discount

-3.16 CAD

Total included fees (0.52%)
207.31 CAD

Should arrive by Friday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Send money to Japan

Save on your online money transfer to Japan from from Canada. Transfer Canadian dollar to Japanese yen quickly, safely and join over 12.8 million people using Wise.

Send money from Japan to Canada instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (47h)

You send exactly

Recipient gets

Paying with

Domestic wire transfer

Domestic wire transfer fee
0.31 CAD
Our fee
210.16 CAD

Volume discount

-3.16 CAD

Total included fees (0.52%)
207.31 CAD

Should arrive by Friday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Compare fees for when you send money to Japan

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Get started

Sending 1,000 CAD with	Recipient gets(Total after fees)
	102,157 JPY
Transfer fee 8.72 CAD Exchange rate(1 CAD JPY) 103.056 Exchange rate markup 0 CAD Cost of transfer 8.72 CAD

	101,196 JPY- 961 JPY
Exchange rate(1 CAD JPY) 101.196 Exchange rate markup 18.05 CAD

	98,597 JPY- 3,560 JPY
Transfer fee 1.99 CAD Exchange rate(1 CAD JPY) 98.7936 Exchange rate markup 41.36 CAD Cost of transfer 43.35 CAD

	97,468 JPY- 4,689 JPY
Transfer fee 25 CAD Exchange rate(1 CAD JPY) 99.9669 Exchange rate markup 29.97 CAD Cost of transfer 54.97 CAD

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This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	Wise	Royal Bank of Canada	Scotiabank	TD Bank
Recipient gets (Total after fees)	102,157 JPY	101,196 JPY	98,597 JPY	97,468 JPY
Exchange rate markup	0 CAD	18.05 CAD	41.36 CAD	29.97 CAD
Exchange rate (1 CADJPY)	103.056	101.196	98.7936	99.9669
Transfer fee	8.72 CAD	0 CAD	1.99 CAD	25 CAD
Total transfer cost	8.72 CAD	18.05 CAD	43.35 CAD	54.97 CAD

Show more providers

This applies when you pay in via bank transfer. How do we collect this data?

We’re regulated in every available region
We help 12.8 million customers move £30bn every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to Japan from Canada

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Japan to any bank account in Japan. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Canadian dollar to Japanese yen. Check out the fees — and see exactly how much you’ll get on the other side.

Pay in Canadian dollars by EFT, wire transfer, Interac e-transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Japan from Canada

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Japan to any bank account in Japan. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Canadian dollar to Japanese yen. Check out the fees — and see exactly how much you’ll get on the other side.

Pay in Canadian dollars by EFT, wire transfer, Interac e-transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Japan from Canada

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Japan to any bank account in Japan. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Canadian dollar to Japanese yen. Check out the fees — and see exactly how much you’ll get on the other side.

Pay in Canadian dollars by EFT, wire transfer, Interac e-transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

Get fees as low as 0.1% on large transfers

Buying property, retiring abroad, making investments? We’re here to support with life-changing money moves.

Earn discounts when you send over 20,000 GBP.
Get dedicated support from a team of specialists in large transfers.

Secure money transfers to Japan

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Japan with WISE

The best way to send Canadian dollar to Japanese yen is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Cheapest way to send money to Japan from Canada

The cheapest way to send 40,000 CAD to Japan is from a Wise balance and costs 205.90 CAD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

CAD

JPY

Sending 40,000 CAD	Transfer cost
Wise balance	205.90 CAD

Bank transfer	207.31 CAD

Fastest way to send money to Japan from Canada

Sending money with Wise is super fast: 60% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

CAD

JPY

Sending 40,000 CAD	Should arrive
Wise balance	by Friday

Bank transfer	by Monday, April 28

Send money to Japan from Canada with the Wise app

Looking for an app to send money to Japan? Send money on the go with Wise.

Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.

Download Wise

Send money to Japan from Canada with the Wise app

Looking for an app to send money to Japan? Send money on the go with Wise.

Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.

Download Wise

Do more with Wise in Canada

You can use Wise for much more than just sending money. Here is what's available, based on where you live.

Open an account

Receive money fast
Get paid easily in other currencies with global account details.
Explore getting paid
Save on spending abroad
Pay and withdraw cash worldwide without any foreign transaction fees.
Learn about Wise cards