With the Wise card, you never have to worry about exchange rate markups, or high transaction fees when you spend abroad.
The Wise Multi-Currency Card takes the worry out of using ATMs abroad. You pay only a super-low fee on withdrawals after the first $100*
Learn about our card pricing* Wise will not charge you for these withdrawals, but some additional charges may occur from independent ATM networks.

With the Wise Multi-Currency digital card, you can pay online and in stores in over 40 currencies and 150 countries and territories. Create yours in seconds and start saving instantly.


Order a Young Explorer card for 6-17 year olds, and start their journey to global spending together.
Step 1
Open an account for free in minutes
Step 2
Order a card for a one-time fee of 0
Step 3
Start spending with a digital card immediately

With over 200,000 reviews on Trustpilot, our average score is 4.3 out of 5.
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We help over 18.9 million people move £36 billion every quarter — here’s how we make sure it’s safe.

Privacy and data
We protect your details through strict standards and 2FA.
Dedicated support
Questions? Get help in 14 languages.
International safeguarding
Your money is held with a group of established financial institutions, separate from ours.
You can use Wise for much more than just sending money. Here is what’s available, based on where you live.
Make fast and cheap international transfers and save on fees.
Get paid easily in other currencies with global account details.
Use your money as it grows. Your money won't be locked away. So you can continue to send and spend it. No commitment. No fuss. Capital at risk, growth not guaranteed.1
1 If you choose to opt in to Wise Assets, investments can fluctuate and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 02/25/2026. The Fund has achieved an average annual return of 2.21% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a company of the Wise group.
Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. Learn more.