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What can I do with Wise?
How you can use Wise depends on where you live. See currencies and what's available in your country today.
Send money worldwide
Make fast and cheap international transfers and save on fees.
Receive money fast
Get paid easily in other currencies with global account details.
- 2.22%On CAD
Earn returns
Use your money as it grows. Your money won't be locked away. So you can continue to send and spend it. No commitment. No fuss. Capital at risk, growth not guaranteed.1
Save on spending abroad
Pay and withdraw cash worldwide without any hidden fees or markups.
Trusted by millions moving billions
We move $22 billion worldwide every month
Regulated
Wise is regulated by the Financial Transactions and Reports Analysis Centre of Canada in Canada
24/7 customer support
Get help from thousands of specialists any time over email, phone and chat
- The current Program Bank is Bank of Montreal (BMO). Eligible customers must opt in to the interest feature. The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security.
Customer funds are held in an account at Wise's partner banks. Wise is not a bank or a CDIC member, and CDIC deposit insurance does not apply to individual customer balances at this time. For more information, please see our Program Agreement for details.
Feature not available to residents of Quebec at this time.