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Earn up to 3.14% with our interest feature

Receive interest on your CAD, USD, GBP and EUR balances when you opt into our interest feature. Keep instant access to your money.

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how interest works

Turn on Interest in a few taps

1

Easily activate interest in the Wise app, after quick residency validation.

Get paid every month

2

Interest is paid out every month — and you can use it immediately.

Instant access, any time

3

Keep sending and spending your money. With interest, you don’t lock money away.

The rates you'll get with us

Rate accurate as of 25/02/2026
2.22% APY on CAD
2.21% APY on GBP
0.8% APY on EUR
3.14% APY on USD

Keeping your money safe

When you opt into interest, your funds are held in a dedicated interest-bearing account. Your money is separate from our own business finances, so it’s always available to you.
Learn more about safety

Start from as little as 1 CAD, GBP, EUR or USD

Interest is paid out every month, and you can send and spend it instantly.
Earn interest on your british pounds

FAQ

Your money, your way

Open a Wise Business account.

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