Wise keeps your money safe. Learn how

Send money to Nigeria

Fast, low-cost, and secure online money transfers from Canada to Nigeria.

FINTRAC regulated
Learn more
Over 15 million customers
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  • 2.39 CAD
  • 8.31 CADOur fee
  • 10.70 CADTotal fees

  • =
    989.30 CADTotal amount we’ll convert
  • ×

We use the real exchange rate

As of 1 min ago, 1 CAD → 0 NGN
Mid market rate

How to send money to Nigeria in 3 easy steps

Wise is easy.

How to send money to Nigeria from Canada

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to Nigeria?

Pay a small, flat fee and percentage

To send money in CAD to Nigeria, you pay a small, flat fee of 3.78 CAD + 0.69% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fixed fee
3.78 CAD
Variable feeup to 167,700 CAD/month
Variable feemore than 167,700 CAD/month

How long will a money transfer to Nigeria take?

A money transfer from Canada (CAD) to Nigeria (NGN) should arrive . Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

What you’ll need for your online money transfer to Nigeria

Trust Wise with safe & secure money transfers to Nigeria

    Safeguarded with leading banks

    We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

    Regulated by FINTRAC

    We’re regulated by authorities around the world. This includes the FCA in the UK and FinCEN in the US.

    Audited regularly

    We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

    Extra-secure transactions

    We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

    Data protection

    We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

    Dedicated anti-fraud team

    We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Trustpilot score 4.4 out of 5, from 186,531 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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