The chequing account for home and abroad
Manage, spend and get interest on your money. Zero monthly fees. Eligible for up to $100,000 CDIC insurance.1
Low-cost international transfers
Send $5 or $5 million. 77% of transfers arrive in under 20 seconds. Safe, secure, with 24/7 support.1
- You could save up to 40.73 CAD
Multi-currency Wise Card
Welcomed in 150+ countries and at 2 million ATMs worldwide.
Find out more
Earn 2.22% interest on CAD
Plus earn market-leading rates on EUR and GBP all with instant access.
Find out more
We move billions for millions worldwide, every year
Regulated by the Financial Transactions and Reports Analysis Centre of Canada
24/7/365 human support
Eligible for up to $100,000 in CDIC insurance1
The account that moves with you
Manage your money abroad just like you do at home, with the chequing account that works worldwide.
For relocators
Ready for payments, mortgages, bills and everything for daily life, anywhere you go.
For travellers
Save money whenever you spend abroad with the card that works worldwide.
For frequent senders
Unbelievably easy transfers. Repeat payments, rate guarantees and support for Interac e-Transfer®1
For everyday spenders
Pay for groceries and transport. Split the bill instantly. Make spending simple.
The world's banks and businesses run on Wise
The world's most international business account
Enter new markets in minutes, not months. Get everything you need to pay, get paid, and manage your money in 40+ currencies — all in one place.
Safe at every step
![[object Object]](/static-assets/app/_next/static/media/EA-safeguarded-funds.e9801052.webp)
Safeguarded funds
Your money is protected in a safeguarded, separate account.1
Built-in security
Biometrics, 2-step authentication and encryption keep your data secure.
![[object Object]](/static-assets/app/_next/static/media/EA-anti-fraud.38ad6763.webp)
Specialised anti-fraud tech
We run 7 million checks every day to spot and stop fraud.
Your money, not ours
Wise is building the fairest way to move, manage and grow your money — everywhere. Unlike banks, we give back every penny and cut our prices whenever we can.
Wise works nearly everywhere
- United States dollarGet USD account details
Hong Kong dollarSwift/BIC, Account number, Bank code, Branch code and Bank nameGet HKD account details
- United Arab Emirates dirham
Argentine peso- Australian dollar
Bangladeshi taka- Canadian dollar
- Swiss franc
Chilean peso- Chinese yuan
Colombian peso
Costa Rican colón- Czech koruna
- Danish krone
Egyptian pound- Euro
- British pound
Georgian lari
Ghanaian cedi- Hong Kong dollar
- Hungarian forint
Indonesian rupiah- Israeli shekel
Indian rupee- Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira- Norwegian krone
Nepalese rupee- New Zealand dollar
Peruvian sol- Philippine peso
Pakistani rupee- Polish złoty
Romanian leu- Swedish krona
- Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia- Ugandan shilling
- United States dollar
Uruguayan peso
Vietnamese dong- South African rand
Loved by over 18.9 million customers
"I love being able to use my Wise card as a debit card to places I travel to regularly — England, Italy, Mexico, Bahamas — and I can use it at home just as easily as my domestic FI's debit card."
"It is quick and easy to add money, to convert between currencies and to make payments and transfers out."
"As someone who works virtually from Canada and needs a US account, this is the best. Great conversion rates, easy to use."
"Being an expat, Wise changed my life. So much easier and cheaper to handle money for everyday situations than with banks."
"Very responsive service and incredibly easy to use. I spend a lot of time in abroad and the account makes my life so much simpler."