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Send money online

Send money online from our website or mobile app, in just a few clicks.

FINTRAC regulated
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Over 12.8 million customers
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 Rate guaranteed (118h)
  • Domestic wire transfer fee

    0.31 CAD

  • Our fee

    189.56 CAD


Total included fees (0.47%)

189.87 CAD

  • You could save up to 496.94 CAD

Should arrive by Tuesday

Find out how much it costs to send money online

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 CAD withRecipient gets(Total after fees)
Wise
690.65 USD
Transfer fee
7.40 CAD
Exchange rate(1 CAD USD)
0.695797
Exchange rate markup
0 CAD

Cost of transfer
7.40 CAD

RBC Royal Bank of Canada
682.31 USD- 8.34 USD
Transfer fee
0 CAD
Exchange rate(1 CAD USD)
0.682310
Exchange rate markup
19.38 CAD

Cost of transfer
19.38 CAD

Scotiabank
679.53 USD- 11.12 USD
Transfer fee
1.99 CAD
Exchange rate(1 CAD USD)
0.680888
Exchange rate markup
21.43 CAD

Cost of transfer
23.42 CAD

TB Bank
678.15 USD- 12.50 USD
Transfer fee
0 CAD
Exchange rate(1 CAD USD)
0.678150
Exchange rate markup
25.36 CAD

Cost of transfer
25.36 CAD

PayPal
662.93 USD- 27.72 USD
Transfer fee
2.99 CAD
Exchange rate(1 CAD USD)
0.664917
Exchange rate markup
44.38 CAD

Cost of transfer
47.37 CAD

globe

Send money online in 3 easy steps

Online money transfer fees

How much does it cost to send money online?

To send money online with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always shows you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Delivery time for online money transfers from Canada

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

CAD
USD

Should arrive

by Tuesday

Best ways to send money internationally

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money online with the Wise app

Looking for an app to send money online? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Wise works nearly everywhere

  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Let's answer some of your questions