Large transfers need
more than a great rate

We don’t do hidden fees or exchange rate markups. And we believe your large transfer deserves dedicated support — as well as a low fee.

  • Arrives
    by Tuesday
  • Total fees (0.42%)
    Included in CAD amount
    64.75 CAD volume discount
  • You're sending a lot so we discounted our fee

    Savings on this transfer, and eligible transfers for the rest of the month. Plus dedicated support from our expert team.

    Compare our fees to see how much you can save

    We want you to have a crystal clear view of how much money arrives at the other end. That’s why we never add a mark-up to the exchange rate and show our fee transparently instead.

    Track the rate with free email alerts
    Sending 1,000 CAD withRecipient gets(Total after fees)
    Wise
    727.36 USD
    Transfer fee
    7.41 CAD
    Exchange rate(1 CAD USD)
    0.7328
    Exchange rate markup
    0 CAD

    Cost of transfer
    7.41 CAD

    RBC Royal Bank of Canada
    716.95 USD- 10.41 USD
    Exchange rate(1 CAD USD)
    0.7169
    Exchange rate markup
    21.62 CAD

    Scotiabank
    709.57 USD- 17.79 USD
    Transfer fee
    1.99 CAD
    Exchange rate(1 CAD USD)
    0.7110
    Exchange rate markup
    29.76 CAD

    Cost of transfer
    31.75 CAD

    PayPal
    699.15 USD- 28.21 USD
    Transfer fee
    2.99 CAD
    Exchange rate(1 CAD USD)
    0.7012
    Exchange rate markup
    43.04 CAD

    Cost of transfer
    46.03 CAD
    This applies when you pay in via bank transfer. How do we collect this data?

    Send more, pay less

    Sending large amounts is cheaper for us. So, it should be cheaper for you, too. That’s why you get a discount when you send over 35,000 CAD (or equivalent).

    • Start saving from 35,000 CAD
      We apply your discount automatically as soon as you hit 35,000 CAD or equivalent. Whether you send in one or multiple transfers.
    • Major currencies included
      Euro or yen, pounds or pesos. Your transfers in most major currencies will add up to unlock discounts, not just CAD.
    • Save throughout the month
      Once you hit 35,000 CAD, you'll save on transfers for the rest of the month. Resets on the first.

    Get dedicated support from our experts

    If you’re sending or receiving large amounts our team of experts are ready to help with every step of your transfer.

    Track your transfer at every step

    It’s easy to view your transfer’s progress using your Wise account. Just log in using our app or website.

    *Transaction speed claimed depends on individual circumstances.

    A man sits at a table in a cafe, checking his Wise account using the smart phone app.

    For big money transfers at life’s big moments

    Selling in one country to buy a home in another

    If you’re selling up overseas to fund buying a home in your country of residence, our team of experts are ready to help. We regularly work with people who want to safely move big money from one country to another so they can complete a property purchase.

    4.3 / 5 on Trustpilot from 280,552 reviews

    The paperwork you may need to get your large transfer done

    We may ask for documents that show where your money comes from. Here are some that you may need, have them ready to help speed up your transfer. Learn more about the documents you may need.

    Bank statement

    It needs to have:
    1. Name and account number
    2. The money going in and out of your account

    Sales agreement or solicitor's letter

    It needs to have:
    1. Signatures of both parties
    2. Property address and description
    3. Dates of ownership

    Your money is safeguarded

    We’re licensed to hold your money and follow strict rules to keep it safe. That means we hold it with established institutions, separate from our own accounts.

    ready for business

    Join thousands of businesses moving large amounts for less.