Get a Wise card for under 18's.Learn more
Get the debit card that works abroad just like it does at home, and save up to 75% on fees compared to your banks overseas.1
Save the awkwardness and split payments for anything from holidays to groceries at home.
Pay in 40+ currencies, use digital cards for extra security and get instant notifications on check out.
Open a free account in minutes
Get a digital card and add it to your wallet
Add money and spend, we’ll handle any conversion
Save every time you spend abroad compared to banks.
All the essentials for whenever you're at home.
And with 24/7 customer support, you always get the help you need.
Set your own spending controls in the app
Freeze and unfreeze your cards instantly
Delete and refresh your digital card details anytime
Order a Young Explorer card for your 6-17 year olds, and start their journey to global spending together.
“This has been a massive game changer for me. I use it to seamlessly move money around and have access to currency in multiple different countries with the use of one card.”
“This card made it very easy for me to travel and spend overseas. I also use the card at home and as a savings account.”
"Have transferred large and small sums of money internationally with no issues at all. App is easy and user friendly. I keep funds in my account and use the debit card when traveling. Trustworthy and safe."
“Excellent card for using at home and abroad.”
You can use Wise for much more than just sending money. Here is what’s available, based on where you live.
Make fast and cheap international transfers and save on fees.
Get paid easily in other currencies with global account details.
Send and spend your money as it grows when you opt into Wise Assets. Capital at risk, growth not guaranteed, taxes may apply.4
1 Your Wise Current Account is an e-money account, which means that funds are not protected under the Financial Services Compensation Scheme (FSCS). Instead, we safeguard your funds in line with our regulatory obligations. Learn more.
2 Savings based on comparisons with select competitors in July 2025. Learn more.
3 Free withdrawals up to 250 GBP/month. A 2.69% fee applies to any amount in excess of the monthly 250 GBP free withdrawal allowance. (Some ATM providers may charge additional fees). See more on our pricing.
4 If you choose to opt in to Wise Assets, investments can fluctuate and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 09/23/2026. The Fund has achieved an average annual return of 3.29% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a company of the Wise group.
Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. Learn more.