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Fees for receiving and adding money

Receive and add money to your Wise Account for free. For some currencies, we offer faster or more convenient options for a small fee, too.

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Receive money with Wise for free

Setting up account details

Open your own account details

Free

Receiving USD wire payments

There’s a fixed fee to receive USD via wire.

4.14 USD

How much do you want to add?

Our fee
Free
variable fee
(%)
fixed fee

Choose your fee for adding money

The price depends on the payment method you choose

Some ways to pay are free, others have a fee. Use the calculator to check.

Skip the fees by making a bank transfer

Add money to Wise Account via bank transfer for free when the currency stays the same. Pay a small fee to add USD or CAD.

Top tips for receiving money

Get paid like a local

Help whoever sends you money avoid fees. Just share your Wise Account details with them for the currency they’re sending.

You’ll get the money faster — and avoid hidden fees.

Receive your salary into Wise

Share your bank details with your employer, and receive your primary income or pension directly into Wise. Then, convert it to whatever currency you like.

Receive money fast and for free from other Wise users

Got friends on Wise? Skip the bank details — and the fees. People can send same-currency payments directly to your Wise Account in a flash.

Frequently asked questions