International money transfers

Join over 10 million people who choose Wise for fast and secure online money transfers. Save up to 3x when sending money abroad.

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  • 5.58 USD
  • 7.83 USDOur fee
  • 13.41 USDTotal fees
  • =
    1,986.59 USDTotal amount we’ll convert
  • ×
    1.3691

Should arrive by Wednesday

Get started

Find out how much it costs to send money abroad

Sending 2,000 USD withRecipient gets(Total after fees)
Remitly
2,719.99 CAD
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.36000
Exchange rate markup
13.23 USD

Cost of transfer
13.23 USD

Wise
2,719.74 CAD- 0.25 CAD
Transfer fee
13.41 USD
Exchange rate(1 USD CAD)
1.36905
Exchange rate markup
0 USD

Cost of transfer
13.41 USD

Instarem.
2,710.99 CAD- 9 CAD
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.35550
Exchange rate markup
19.80 USD

Cost of transfer
19.80 USD

OFX
2,700.62 CAD- 19.37 CAD
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.35031
Exchange rate markup
27.37 USD

Cost of transfer
27.37 USD

Western Union
2,694.54 CAD- 25.45 CAD
Transfer fee
1.99 USD
Exchange rate(1 USD CAD)
1.34861
Exchange rate markup
29.86 USD

Cost of transfer
31.85 USD

Xe
2,688.58 CAD- 31.41 CAD
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.34429
Exchange rate markup
36.17 USD

Cost of transfer
36.17 USD

WorldRemit
2,680.88 CAD- 39.11 CAD
Transfer fee
2.99 USD
Exchange rate(1 USD CAD)
1.34245
Exchange rate markup
38.86 USD

Cost of transfer
41.85 USD

Xoom (A PayPal Service)
2,675.05 CAD- 44.94 CAD
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.33753
Exchange rate markup
46.05 USD

Cost of transfer
46.05 USD

Wells Fargo
2,651.63 CAD- 68.36 CAD
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.32581
Exchange rate markup
63.16 USD

Cost of transfer
63.16 USD

MoneyGram
2,610.57 CAD- 109.42 CAD
Transfer fee
1.99 USD
Exchange rate(1 USD CAD)
1.30659
Exchange rate markup
91.25 USD

Cost of transfer
93.24 USD

PayPal
2,609.67 CAD- 110.32 CAD
Transfer fee
4.99 USD
Exchange rate(1 USD CAD)
1.30810
Exchange rate markup
89.04 USD

Cost of transfer
94.03 USD
This applies when you pay in via bank transfer or ACH payments. How do we collect this data?
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Send money abroad from the US in 3 easy steps

How much does it cost to transfer USD to CAD?

Pay a small, flat fee and percentage

To send money in USD to CAD, you pay a small, flat fee of 7.38 USD + 0.33% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
7.38 USD
Variable feeup to 129,505 USD/month
0.33%
Variable feemore than 129,505 USD/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

USD
CAD

Should arrive

by Wednesday

How to send money with Wise

Best ways to send money internationally

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the Wise app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Let's answer some of your questions