A cheaper, smarter alternative to bank transfers.

Click 'Sign up', then create your free account. It takes seconds. You can do it on our website or with our app.

Use our calculator to tell us how much money you want to send, and where you want to send it. You'll see our fees upfront.

Yourself? Someone else? A business or charity? Pick your answer.

Then we’ll ask you for some basic information about your recipient, including their bank details. They need a bank account, but they don’t need a Wise account. (Though we hope they’ll want one soon.)

We’ll ask you if you’re sending money as an individual or business. We’ll also need your full name, birthday, phone number, and address. You know, the standard stuff.

We’ll show you a summary of your transfer. If everything looks good, click Confirm.

You can also make any changes you need to.

Would you like to pay by bank debit? Debit or credit card? Wire transfer?

Make your choice, and we’ll tell you how to do it. Each payment method has its own steps, but they’re all straightforward and should only take a few minutes.

Once you complete that last step, the wheels are in motion. The money’s on its way.

And since you used us, instead of a bank or traditional service, you saved a bunch of it.