International bank details for your business.

Partnering with Wise, Harvard Business Services customers can open a free multi-currency account to send, spend and receive over 40 currencies at the real exchange rate. Open US account details and join over 4 million users.

How it works

In partnership with

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How it works

In partnership with Harvard Business Services

Pay invoices and people abroad at the mid-market exchange rate

Receive money with no fees with your international account details

Authorised by the UK Financial Conduct Authority (FCA)

Making international business banking easier

Get US, Eurozone, UK, Australian, and New Zealand bank details for free in minutes with our free multi-currency account – with no need for an overseas address. Use them to get paid without any international receiving fees or withdraw money from platforms like Amazon in over 40 currencies. Hold that money in your account for future payments or move it to your bank.

Your money will always be converted at the real exchange rate and the only fee you'll pay is a small, upfront cost on the value of the transfer or a small fixed fee for a same currency withdrawal into a domestic bank account.

Play the video to find out more

How do I get started?

Easy online setup

Get your free account quickly and easily online.

Just complete your profile and upload your ID documents to verify your account and business for security. Then start sending and receiving money around the world.

You can activate your international account details within your account and open up additional currency accounts with just a few clicks.

How much could you save?

Small businesses Medium Large

If your business sends £10,000 a year and receives just 5 international payments

Avoid sneaky bank fees. Our independent research shows you could save nearly £400 each year by switching to a borderless account to pay and get paid across borders. How? Because we always convert your money at the mid-market exchange rate. i.e. the one you see on Google.Here's how we collected this data.

If your business sends £100,000 a year and receives 25 international payments

Save up to £2,668.50 of your money when switching to a borderless account. Unless there’s a reason for gifting it to banks or transfer services. More on how we collected this data here.

If your business sends £500,000 a year and receives 50 international payments

Now’s the time to get a borderless account. You’re potentially losing up to £11,044.74 when using other providers. And that’s silly. Take a closer look at the data here.

If your business sends £10,000 a year and receives just 5 international payments

If your business sends £100,000 a year and receives 25 international payments

If your business sends £500,000 a year and receives 50 international payments

How much could you save?

How much are the fees?

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

You pay a small, flat fee + fixed percentage of the transfer amount (you’ll always see the total cost upfront)
Some payment methods have an added fee, but that's usually tiny too
You always get the real, mid-market exchange rate, with no markup whatsoever

See how much it costs

#FAQ

How much does it cost to get an account?

How do you keep my money safe?

How much does it cost to convert currencies in my account?

How much does it cost to transfer money to another bank account?

How much does it cost to convert money to another currency in my account?

Does my recipient need a Wise account to receive money?

Open your free account today

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