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Send money to UPI ID

Send money to UPI ID from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
 Rate guaranteed (24h)
  • Online banking (FPX) fee
    0 MYR
  • Our fee
    234.37 MYR
Total included fees (0.78%)
234.37 MYR
  • You could save up to 1,551.23 MYR

Should arrive by Tuesday 06:00

Send money to UPI ID

Send money to UPI ID from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
 Rate guaranteed (24h)
  • Online banking (FPX) fee
    0 MYR
  • Our fee
    234.37 MYR
Total included fees (0.78%)
234.37 MYR
  • You could save up to 1,551.23 MYR

Should arrive by Tuesday 06:00

How to send money to UPI ID in 3 easy steps

Start your transfer.

Enter amount to send in MYR.

Pay in MYR with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.

Choose your recipient.

Select who you want to send money to and which pay-out method to use.

Money is locally delivered.

Send MYR, receive INR.

The recipient gets money in INR directly from Wise’s local bank account.

Create free account now

What is UPI ID money transfer?

UPI money transfers are a simple way to send INR funds to India, using just the recipient’s name and UPI ID. That means there’s no need to ask for or remember the recipient’s full banking details when you want to send a payment.

Wise UPI transfers allow you to send up to 200,000 INR, whether you are sending to a private individual or a business.

You can’t send a Wise UPI money transfer for investment or as a charitable donation, and you might need a Foreign Inward Remittance Certificate (FIRC) as part of setting up your payment.

Learn more about using UPI transfers.

Online money transfer fees

How much does it cost to send money to UPI ID?

To send money to UPI ID with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

Cheapest way to send money abroad

The cheapest way to send 30,000 MYR to INR is by using money that's in your Wise account and costs 231.87 MYR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

MYR

INR

Sending 30,000 MYRTransfer cost
Wise account231.87 MYR
Bank transfer234.37 MYR

See where Wise works

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe
  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

4.3 / 5 on Trustpilot from 278,345 reviews

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