Who can I send Euro (EUR) to?

You can send Euro (EUR) to any SEPA country . You can also send Euro (EUR) to countries outside of the SEPA zone , but this might cost more.

What information do I need about my recipient?

You’ll need to know their full name and bank account number. In Europe, this is a code called an IBAN, and is between 14 and 34 digits long. Use our IBAN checker to make sure the IBAN you have is in the right format.

How much can I send to Germany?

You can send up to 6 million Euro (EUR) per transfer. Please keep in mind, if you want to send more than 1.2 million Euro (EUR), you’ll need to transfer it from your Wise account. This means: You’ll need to open a balance for the currency you want to convert from, and the currency to convert to Euro (EUR). You’ll need to add money to your source currency balance. You can instantly convert the money to Euro (EUR) once it’s in your Wise account. Once the conversion is done, you can simply withdraw your money from your Wise account.

How long does a money transfer to Germany take?

Once Wise receives and converts your money, it usually takes 1–2 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Send money to Germany

Save on your online money transfer to Germany from Malaysia. Transfer Malaysian ringgit to Euro quickly, safely and join over 12.8 million people using Wise.

Send money from Germany to Malaysia instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (67h)

You send exactly

Sending over 20,000 GBP or equivalent? We'll discount our fee

Recipient gets

Paying with

Online banking (FPX)

Online banking (FPX) fee
0 MYR
Our fee
165.47 MYR

Total included fees (0.55%)
165.47 MYR

You could save up to 680.70 MYR

Should arrive by Monday

Send money to Germany

Save on your online money transfer to Germany from Malaysia. Transfer Malaysian ringgit to Euro quickly, safely and join over 12.8 million people using Wise.

Send money from Germany to Malaysia instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (67h)

You send exactly

Sending over 20,000 GBP or equivalent? We'll discount our fee

Recipient gets

Paying with

Online banking (FPX)

Online banking (FPX) fee
0 MYR
Our fee
165.47 MYR

Total included fees (0.55%)
165.47 MYR

You could save up to 680.70 MYR

Should arrive by Monday

Compare fees for when you send money to Germany

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

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Sending 1,000 MYR with	Recipient gets(Total after fees)
	206.02 EUR
Transfer fee 9.71 MYR Exchange rate(1 MYR EUR) 0.208040 Exchange rate markup 0 MYR Cost of transfer 9.71 MYR

	200.22 EUR- 5.80 EUR
Transfer fee 10 MYR Exchange rate(1 MYR EUR) 0.202240 Exchange rate markup 27.88 MYR Cost of transfer 37.88 MYR

	199.85 EUR- 6.17 EUR
Transfer fee 20 MYR Exchange rate(1 MYR EUR) 0.203925 Exchange rate markup 19.78 MYR Cost of transfer 39.78 MYR

	197.72 EUR- 8.30 EUR
Transfer fee 32 MYR Exchange rate(1 MYR EUR) 0.204252 Exchange rate markup 18.21 MYR Cost of transfer 50.21 MYR

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This applies when you pay in via bank transfer or ACH payments. How do we collect this data?

Amount

From

	Wise	CIMB	Hong Leong	Public Bank Berhad
Recipient gets (Total after fees)	206.02 EUR	200.22 EUR	199.85 EUR	197.72 EUR
Exchange rate markup	0 MYR	27.88 MYR	19.78 MYR	18.21 MYR
Exchange rate (1 MYREUR)	0.208040	0.202240	0.203925	0.204252
Transfer fee	9.71 MYR	10 MYR	20 MYR	32 MYR
Total transfer cost	9.71 MYR	37.88 MYR	39.78 MYR	50.21 MYR

Show more providers

This applies when you pay in via bank transfer or ACH payments. How do we collect this data?

We’re regulated in every available region
We help 12.8 million customers move £30bn every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to Germany from Malaysia

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Germany to any bank account in Germany. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Malaysian ringgit to Euro.Check out the fees — and see exactly how much you’ll get on the other side.
If you're sending EUR outside of SEPA, it may cost more.

Pay in Malaysian ringgit by bank transfer, FPX, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Germany from Malaysia

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Germany to any bank account in Germany. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Malaysian ringgit to Euro.Check out the fees — and see exactly how much you’ll get on the other side.
If you're sending EUR outside of SEPA, it may cost more.

Pay in Malaysian ringgit by bank transfer, FPX, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Germany from Malaysia

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Germany to any bank account in Germany. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Malaysian ringgit to Euro.Check out the fees — and see exactly how much you’ll get on the other side.
If you're sending EUR outside of SEPA, it may cost more.

Pay in Malaysian ringgit by bank transfer, FPX, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

Get fees as low as 0.1% on large transfers

Buying property, retiring abroad, making investments? We’re here to support with life-changing money moves.

Earn discounts when you send over 20,000 GBP.
Get dedicated support from a team of specialists in large transfers.

Secure money transfers to Germany

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Germany with WISE

The best way to send Malaysian ringgit to Euro is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Cheapest way to send money to Germany from Malaysia

The cheapest way to send 30,000 MYR to Germany is from a Wise balance and costs 163.47 MYR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

MYR

EUR

Sending 30,000 MYR	Transfer cost
Wise balance	163.47 MYR

Bank transfer	165.47 MYR

Fastest way to send money to Germany from Malaysia

Sending money with Wise is super fast: 60% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

MYR

EUR

Sending 30,000 MYR	Should arrive
Wise balance	by Monday

Bank transfer	by Monday