Wix Payments vs Stripe - Comparison for UK Businesses

Wix Payments offers easy ways to take card payments online and in-app, and can be an attractive option for customers using Wix website products. If you’re thinking of using a third party payment provider to take your online payments instead, you might be considering Stripe.

But how do the two services measure up? Are the features each provider offers the same? And - importantly - how high are Wix Payment processing fees compared to Stripe processing fees?

We’ve got the answers to all your key questions. Join us as we dive into our full Wix Payments vs Stripe review. Plus, as a bonus we’ll also touch on how Wise Business can help you take international payments with either Wix or Stripe with low costs and the mid-market exchange rate.

If you're a business sending more than 100,000 GBP (or equivalent) monthly across different currencies, get in touch with the Wise Business sales team to discuss the best solutions for your needs.

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What is Wix Payments?

Wix is best known as a website building tool which you can use for free, or use as a paid solution to build more complex sites, buy domain names and access other options to grow your site or app. However, Wix also offers other services to help people doing business online - including payment processing.

Wix Payments¹ is a built-in solution offered to people who use paid-for Wix websites, and which means you don’t need to find and integrate a third party provider to take card payments from customers.

What is Stripe?

Stripe offers payment processing solutions and merchant services, with tools to let businesses receive payments from customers in person, through apps, and online^².

There are solutions for startups including easy integrations, and low or no code options for quick set up, as well as tools more aimed at established businesses like tailor made solutions to build out your own unique suite of services.

Wix Payments vs Stripe - Key comparison

Wix Payments review

Wix payments could be an attractive option if you already use other Wix services for your website or mobile app - although it’s important to note that you’ll need a paid-for Wix plan to access payments.

You’d get a completely integrated checkout option which can help prevent abandoned carts, and if you choose to, you can also use Wix for other features like managing bookings, events, services or classes.

You wouldn’t need to integrate or select a separate third party provider to manage your payments - but bear in mind that the Wix payment processing fees can be higher compared to alternatives like Stripe. We’ll cover that in just a moment.

Wix scores an impressive 4.5 stars out of 5 on Trustpilot^³, which aggregates live reviews from customers. That’s an excellent review - but it’s worth remembering that this reflects the overall experience of Wix including lots of services that sit outside of payment processing. If you’re considering using Wix for payments, you’ll want to scan some recent reviews to check for any specific comments about payments before you get started.

Wix Payments key features

While Wix may have started out as a website creation tool, it’s grown to also offer a good selection of payment processing features including:

• Built in and optimised checkout solutions
• Multiple payment methods including online card transactions, manual card payments, Apple and Google Pay, tap to pay on mobile, Klarna and more
• One time or recurring payments supported
• Dispute resolution features
• Integrated payment dashboard
• All in one business tool to schedule bookings and payments, manage subscriptions and make running your company easier

Is Wix Payments safe?

Wix Payments is safe to use. Among other safety features, you can expect your transactions to be protected with:

• PCI-compliant payment processing
• Secure on-site and in-app checkout with HTTPS/TLS data encryption
• Common fraud attack protection with Wix’s AI and rule-based risk system
• 3D Secure 2 authentication at checkout for EU card payments

Wix Payment processing fees

Let’s look at some of the Wix Payment fees for key services in the UK. Bear in mind that Wix Payments is part of the broader selection of services offered by Wix and therefore other fees may apply depending on exactly what product mix you choose to use.

Stripe payments review

This Stripe payment review will give an overview of Stripe features, safety measures, pricing and payment processing fees, to help you figure out if it could be a good match for your business.

Overall, Stripe has a very broad portfolio of products and services which it splits out by business size, with some explicitly aimed at startups and other products which are probably more suited to mature companies looking for more complex solutions.

For newer companies with relatively low budgets and little technical knowledge, there are low and no code solutions which can help you get set up in minutes to start taking your first customer payments. For a more established business, Stripe offers a lot of additional services which can help business management including data and analytic tools.

Stripe scores 2.9 stars out of 5 on Trustpilot^⁵. It seems that Stripe splits opinion somewhat - 48% of the respondents gave Stripe 5 stars, while 41% only posted a 1 star review. That probably means it’s worth reading through some of the comments before you decide if Stripe is right for you.

Stripe key features

Stripe has a selection of great features:

• Ways to get paid from 47 countries, using 50+ payment methods and 135 currencies
• Reusable payment links for customer transactions
• Invoicing solutions
• Pay per usage and negotiated subscriptions
• Prebuilt and optimised checkout for online card payments
• Stripe payment terminals for in-person card payments
• Tools to accept payments with a smartphone
• Platform payments and finance automation for enterprise customers

Is Stripe safe?

Stripe is a level 1 Payment Card Industry Data Security Standards (PCI DSS) provider^⁶, which means you can be assured it is safe to use. Stripe is also reliable, handling 250 million or more API requests a day, with a historical uptime of over 99.999%.

Stripe has security measures in place including^⁷:

• Annual onsite audits and additional quarterly checks
• Processes to spot and correct any vulnerabilities
• Industry level security to prevent malware and viruses

Stripe processing fees

The fees you pay to use Stripe payment processing vary depending on the type of payment. Here’s a rundown of the key costs. Other fees can apply so it’s important to review the full cost schedule for Stripe before you get started.

Receive Stripe or Wix Payments with Wise Business account

If you’re considering using either Stripe or Wix Payments to take card payments from customers based overseas, check out Wise Business.

Open a Wise Business account online or in the Wise app, and connect it to Wix Payments or Stripe account to receive money to Wise in 9 currencies with local bank details.

Once you have a balance you can convert to GBP - or any other currency you need - with the mid-market rate and low and transparent fees from 0.43%⁹. Overall, you can hold 40+ currencies, and receive, send and spend money globally with ease, allowing you to grow your business beyond borders with low costs and no extra hassle.

Get started with Wise Business 🚀

If you’re still debating over Wix Payments vs Stripe, you’ll be able to use this guide as a starting point in your research. While both have their great features, they also have some key differences which might make one or other a standout favourite for your particular needs. Whichever wins out in the end for you, remember to take a look at Wise Business for easy solutions to allow you to take payments in multiple currencies easily and without excessive fees - the perfect tool to grow your business internationally.

*Disclaimer: The UK Wise Business pricing structure is changing with effect from 26/11/2025 date. Receiving money, direct debits and getting paid features are not available with the Essential Plan which you can open for free. Pay a one-time set up fee of £50 to unlock Advanced features including account details to receive payments in 22+ currencies or 8+ currencies for non-swift payments. You’ll also get access to our invoice generating tool, payment links, QuickPay QR codes and the ability to set up direct debits all within one account. Please check our website for the latest pricing information.

Sources used in the article:

Sources last checked 06-Dec-2023 .